2342 Jade Dr, Canton, GA 30115
4 beds · 4 baths · 3,200 sqft
Set on 1.5 acres of wooded privacy, this beautiful 4-bedroom, 3.5-bathroom home offers peaceful living with stunning features and no rental restrictions. The oversized master suite is a true retreat, featuring a picturesque view of the woods—ideal for relaxing in a private setting. The huge, newly renovated basement with exterior entry includes 2 bedrooms, a bonus room, and a second full kitchen, offering endless possibilities for guests or rental income.Outdoors, the property offers something for everyone. The two-story deck is a standout feature of this home, offering breathtaking views of the surrounding wooded landscape and the creek that runs through the backyard. Spanning both levels, this expansive outdoor space is perfect for entertaining, relaxing, or simply soaking in the peaceful beauty of nature.There’s plenty of space for a mini-homestead, and even a custom-built "Catio" for your pets to safely enjoy the fresh air. The land is perfect for gardening, exploring, or just soaking in the tranquility of nature.This home is move-in ready with major upgrades already taken care of, including an oversized, energy-efficient new HVAC system and a brand-new water heater, ensuring comfort and low utility costs.With its blend of natural beauty and versatile living spaces, this home is perfect for those seeking a peaceful retreat with investment potential. Bring the chickens—or the tenants—and make this one-of-a-kind property yours!
Source: FMLS #7475579
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7475579
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7475579
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.