2341 Snodgrass Ln, The Villages, FL 32163
2 beds · 2 baths · 1,314 sqft
One or more photo(s) has been virtually staged. RECUCED AND PRICED TO SELL**Are you looking for PRIVACY & SERENITY with a VIEW...THIS IS IT!!! LARGER than a normal villa...This 2 bedroom 2 bath ONYX model was a SNOWBIRDS home. Built in 2018 and boasts 1314 sq ft, backs up to a GREENSPACE that's absolutely BEAUTIFUL + it's on a dead end street. Great curb appeal with rock beds, plants & shrubs. Vinyl flooring in the entry way, kitchen and baths and carpet in the main living area and bedrooms. The open kitchen offers HIGH DEFINITION LAMINATE counters with WHITE CABINETRY, STAINLESS appliances, GAS stove, on demand hot water plus an ISLAND with a matching KITCHEN TABLE that conveys with the home. This OPEN FLOOR PLAN offers a spacious living and dining room with VAULTED CEILINGS and SLIDING GLASS DOORS that open to a side patio and another set of SLIDERS that open up to a SCREENED LANAI that overlooks the GREENSPACE! Off the patio is an ELECTRIC AWNING to sit and RELAX and enjoy the VIEW. The primary bedroom has a window that overlooks the green space, WALK-IN CLOSET with CUSTOM BUILT-INS, EN-SUITE bath with DUAL SINKS and shower. The guest bedroom has a closet with CUSTOM BUILT-INS. Guest bath has a tub/shower combo and a LARGE LINEN CLOSET in the hall. Laundry room is inside and the WASHER/DRYER convey. 1.5 garage will accommodate a car and a golf cart. Located in the VILLAGE OF McCLURE near Magnolia Shopping Plaza, Everglades Recreation Center Fenney Bar & Grill, Sawgrass & Brownwood Paddock Square offering a wide range of shopping, dining, and entertainment. Don't forget to watch the VIDEO TOUR and call NOW to make this home YOURS and start LIVING LIFE! Sellers were NOT Homesteaded. MAINTENANCE is $371.79 per YEAR, BOND is $1005.24 per YEAR, BOND balance is $14,708.41.
Source: STELLAR #g5083972
Source: STELLAR #g5083972
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5083972
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