2341 SNODGRASS LN, The Villages, FL 32163
One or more photo(s) has been virtually staged. Why buy BRAND NEW when you can buy BARELY USED with a low bond of $14,708.41. Are you looking for PRIVACY & SERENITY with a VIEW...THIS IS IT!!! LARGER than a normal villa...This 2 bedroom 2 bath ONYX model was a SNOWBIRDS home built in 2018 and boasts 1314 sq ft and backs up to a GREENSPACE that's absolutely BEAUTIFUL + it's on a dead end street. Great curb appeal with rock beds, plants & shrubs. Vinyl flooring in the entry way, kitchen and baths and carpet in the main living area and bedrooms. The open kitchen offers HIGH DEFINITION LAMINATE counters with WHITE CABINETRY, STAINLESS appliances, GAS stove, on demand hot water plus an ISLAND with a matching KITCHEN TABLE that conveys with the home. This OPEN FLOOR PLAN offers a spacious living and dining room with VAULTED CEILINGS and SLIDING GLASS DOORS that open to a side patio and another set of SLIDERS that open up to a SCREENED LANAI that overlooks the GREENSPACE! Off the patio is an ELECTRIC AWNING to sit and RELAX and enjoy the VIEW. The primary bedroom has a window that overlooks the green space, WALK-IN CLOSET with CUSTOM BUILT-INS, EN-SUITE bath with DUAL SINKS and shower. The guest bedroom has a closet with CUSTOM BUILT-INS. Guest bath has a tub/shower combo and a LARGE LINEN CLOSET in the hall. Laundry room is inside and the WASHER/DRYER convey. 1.5 garage will accommodate a car and a golf cart. Located in the VILLAGE OF McCLURE near Magnolia Shopping Plaza, Everglades Recreation Center Fenney Bar & Grill, Sawgrass & Brownwood Paddock Square offering a wide range of shopping, dining, and entertainment. Don't forget to watch the VIDEO TOUR and call NOW to make this home YOURS and start LIVING LIFE! Sellers were NOT Homesteaded. MAINTENANCE is $371.79 per YEAR, BOND is $1005.24 per YEAR, BOND balance is $14,708.41.
You may be able to put down less than the total down payment amount of $44,849 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5083972
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.