234 TOWERVIEW DR E, Haines City, FL 33844
Welcome to this exquisite corner unit home. Nestled in the Tower View Estates community, this residence boasts a prime location. This highly desirable corner lot, single family home, has an open concept plan with abundant natural light as you walk into the living room. This 4 bedroom and 2 and a half bathroom home features a kitchen with Stainless Steel Appliances, newly replaced sink and disposal. The spacious living area offers the perfect setting for gatherings with family and friends, while the adjacent dining area sets the stage for memorable meals. Upstairs, you'll find a tranquil retreat in the form of 3 generously sized bedrooms, each offering comfort and privacy for restful nights, with brand new bathroom's sinks and lots of storage. The first floor has newly installed bamboo flooring, the second floor features brand new carpets with a loft area. Added convenience of Wi-Fi controlled recessed lights and 14 USB outlets throughout the house. All upgrades have been done recently in 2024. Outside, the expansive vinyl fenced yard surrounding this corner unit provides ample space for outdoor recreation and entertaining, whether you're hosting barbecue gatherings or simply enjoying a quiet afternoon in the sun. The attached garage offers 2 cars parking and additional storage space. With its combination of style, comfort, and location, this corner unit home presents an exceptional opportunity to embrace the lifestyle you've always dreamed of. Don't miss your chance to make it your, and schedule your private showing today!
You may be able to put down less than the total down payment amount of $127,618 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #o6197730