234 Duke Dr
Deland, FL 32724
5 beds · 3 baths · 2,601 sqft
$415,000
Get prequalifiedAbout this home
Welcome to your dream home in the heart of a master-planned neighborhood that boasts amenities galore! This stunning 5-bedroom, 3-bath abode is the epitome of modern luxury, with an open floor plan that flows seamlessly from room to room, inviting you to live your best life. The large living room adjoins an upscale and spacious kitchen. It’s a chef's delight, complete with stainless steel appliances, granite countertops, and a large island perfect for entertaining. Retreat to the master suite, a true sanctuary with an en-suite bathroom and a walk-in closet. The remaining four bedrooms are equally impressive, each with ample closet space and plenty of natural light. Step outside to the backyard oasis, complete with a 30’ X 20’ patio, sparkling hot tub, and lush landscaping that provides the perfect backdrop for family gatherings and barbecues. But the real star of the show is the master-planned community itself, which offers a wealth of amenities that will make you feel like you're living in a resort. Homeowners have access to three resort style pools, three gyms, tennis, pickleball, and beach volleyball courts, playgrounds, picnic pavilions, and club house. All these amenities with internet and cable included in your reasonable HOA dues! Explore the miles of walking trails that wind through the neighborhood or walk your kids to the nearby elementary school. With so much to do and see, you'll never want to leave! Don't miss your chance to own this stunning home in one of the most desirable neighborhoods in town. Schedule a showing today and see for yourself why this is the place you'll want to call home.
Source: STELLAR #V4937844
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.