234 Duke Dr, Deland, FL 32724
5 beds · 3 baths · 2,601 sqft
Welcome to your dream home in the heart of a master-planned neighborhood that boasts amenities galore! This stunning 5-bedroom, 3-bath abode is the epitome of modern luxury, with an open floor plan that flows seamlessly from room to room, inviting you to live your best life. The large living room adjoins an upscale and spacious kitchen. It’s a chef's delight, complete with stainless steel appliances, granite countertops, and a large island perfect for entertaining. Retreat to the master suite, a true sanctuary with an en-suite bathroom and a walk-in closet. The remaining four bedrooms are equally impressive, each with ample closet space and plenty of natural light. Step outside to the backyard oasis, complete with a 30’ X 20’ patio, sparkling hot tub, and lush landscaping that provides the perfect backdrop for family gatherings and barbecues. But the real star of the show is the master-planned community itself, which offers a wealth of amenities that will make you feel like you're living in a resort. Homeowners have access to three resort style pools, three gyms, tennis, pickleball, and beach volleyball courts, playgrounds, picnic pavilions, and club house. All these amenities with internet and cable included in your reasonable HOA dues! Explore the miles of walking trails that wind through the neighborhood or walk your kids to the nearby elementary school. With so much to do and see, you'll never want to leave! Don't miss your chance to own this stunning home in one of the most desirable neighborhoods in town. Schedule a showing today and see for yourself why this is the place you'll want to call home.
Source: STELLAR #v4937844
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4937844
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4937844
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.