23388 Minerva Dr, Brambleton, VA 20148
5 beds · 5 baths · 4,788 sqft
Worth The Wait! Stunning Home in model home condition with Main Level Bedroom and full bath ** Kitchenette and additional living area on lower level, too! 2 Sets of Washers & Dryers! Welcome to this exquisite 6-bedroom, 4.5-bathroom home in the sought-after community of Brambleton! Offering over 4700 sqft of living space, this beautifully designed home blends modern luxury with everyday comfort. ✨ Key Features: 6 Bedrooms 4.5 Baths 3 Finished Levels with Over 4700 SQFT Spacious Open Floor Plan with abundant natural light Main Level Bedroom with Full Bath Updated, Gourmet Kitchen with KitchenAide Atainless Steel Appliances, 6 Burner Gas Cooktop, Quartz Countertops, and a large island Cozy Family Room with Custom Cabinetry and Gas Fireplace Hardwood Flooring on Main Level Elegant Primary Suite with a spa-like bath and walk-in closets Finished Basement with a full bath,—perfect for a recreation room or guest suite Outdoor Living with a private, fenced rear yard Attached 2 Car Garage and ample storage Freshly Painted Updated Wood Flooring and Carpeting Fenced Rear Yard Improvements // Roof (not original date unknown), HVAC (2023), Water Heater (2023), KitchenAide Stainless Kitchen Appliances (2023), Carpeting (2025), Kitchen Update (2023), Family Room Update (2021), Main level flooring (2022), Updated Landscaping (2025), Whole House Humidifer & Air Scrubber (2023) Nestled in Brambleton, you’ll enjoy access to top-rated schools, miles of walking trails, pools, parks, shopping, dining, and entertainment—all just minutes away! FIOS Internet Service is included in the Monthly HOA Fee plus other amenities! Community rich amenities include walking trails, pools, tennis courts, common areas and more! IAD Airport within 5 miles, Metro Stop(s) within 3-5 miles, Dulles Toll Road and main roads within minutes Don’t miss this incredible opportunity to own a dream home in one of the area's most desirable communities. Schedule your private tour today!
Source: BRIGHT #VALO2089076
Financials
Source: BRIGHT #VALO2089076
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.