2337 Platinum Dr, Sun City Center, FL 33573
3 beds · 2 baths · 2,000 sqft
WELCOME TO YOUR LOVELY REMODELED METICULOUSLY KEPT HOME THAT HAS IT ALL INCLUDING A FABULOUS OUTDOOR SPACE WITH SPA-POOL (SPOOL), HURRICANE IMPACT WINDOWS & DOORS, GENERAC 8 CIRCUIT TRANSFER SWITCH & NEWER TILE ROOF. This amazing home is located on the South side of Sun City Center (SCC) situated on highly coveted Platinum Drive. The moment you turn onto the street your senses are heightened by the exceptional curb appeal of the lovely neighborhood & this homes oversized yard. As you pull into the driveway you will be thrilled by the artisan paver design, side facing garage, newer tile roof, and upgraded landscape curbing. This home has an abundance of tasteful finishes. Once inside this Yorkshire, split floor plan model you will be thrilled with the pleasant look & feel of this gem....from the earthy color scheme, plenty of natural light, plantation shutters, & engineered honed plank wood flooring. The primary ensuite is to the left of the living room and features an extended space which can be used as den/office/study-whatever suits your lifestyle. In addition, a large walk-in closet with custom organizer & an impact French door that leads you to your lovely outdoor oasis. Be the perfect host as this grand outdoor space will transform you into an aficionado when it comes to entertaining your family & friends. Take a dip in the Spool, sip your favorite beverage as you watch a breathtaking sunset listening to the soothing sounds of the tranquil water fountain. The stylish primary bath showcases dual sinks, an elegant tiled walk-in shower, and separate water closet. Enjoy the upgraded kitchen with plenty of shaker style soft-close cabinets, newer stainless-steel appliances, tiled back splash, & coordinating granite counter. The convenient dinette is a wonderful place to sit and plan your day. The spacious 2nd & 3rd bedrooms are located on the opposite side of the home, allowing for additional privacy for you & your guests & give you more closet space to keep your home organized. The oversized laundry room has a newer washer/dryer, storage cabinets & a convenient utility sink. The 2-car garage features a Generac 8 circuit transfer panel & an overhead rack for storage. There is a 120-gallon buried propane tank & convenient outdoor connection point outside the garage. Upgrades: 2025 Electric Panel Change Out, 2024 Hurricane Impact Double Glass Front Door (Wood Grain can be Painted) & Transom, All Hurricane Impact Windows & sliders, 2023 HVAC, 2023 Increased Attic Insulation R 38, 2022 Generac Transfer Switch, 2021 Replumbed CPVC, 2016 Tile roof (Miami Dade Code). This home has too many upgrades to list a truly MUST SEE! Ask for the Home Feature Sheet. *RENAISSANCE MEMBERSHIP IS NOT MANDATORY* Sun City Center is an active 55+ community close to airports, beaches, shopping & big city dining & entertainment. The community offers in & outdoor pools & spas, a well-equipped fitness center, a community hall, library, arts/crafts, outdoor sports, Pickle-ball, and golf. Start packing...you DON’T want to miss the opportunity to own this delightful move in, hurricane prepared home and begin enjoying your own fabulous SCC Florida lifestyle! Honestly the only thing lacking is YOU!!
Source: STELLAR #TB8334022
Financials
Source: Public records
Source: STELLAR #TB8334022
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.