2331 S 99th Ave E, Tulsa, OK 74129
4 beds · 2 baths · 2,358 sqft
Get a free consultation call with an expert in the mortgage assumption process.
1% LENDER INCENTIVE FOR QUALIFIED BUYER WITH PREFERRED LENDER! Welcome to this stunning, fully remodeled two-story home, where modern luxury meets classic charm! This home features four bedrooms and two full baths, offering spacious and flexible living options. Inside, enjoy fresh interior paint, brand-new vinyl flooring throughout, modern lighting fixtures that add warmth and charm and custom doors that elevate the homes appeal. The kitchen is a highlight, boasting new custom cabinets, sleek quartz countertops, high-end stainless steel appliances and ample prep space for all your culinary needs. Adjacent to the kitchen, is a cozy dining area and living room with its inviting fireplace, perfect for relaxing or entertaining. Also on the main level, you will discover a family room that provides a ton of natural light, an additional bedroom that overlooks the backyard and a primary suite that is spacious with two closets and an entrance to the luxurious en-suite bath featuring dual vanities and a stunning rain shower. For added convenience, a thoughtfully designed laundry room includes washer and dryer units, built-in storage space and easy access for household tasks within the home or the garage. Travel upstairs to stumble upon two generously sized bedrooms with ample closet space, an ideal desk area to complete homework or work tasks and a versatile bonus room offers the perfect spot for storage or to add your own touch. The remodeled bathroom has a tub/shower combo and is fitted with contemporary finishes. Head outside to a private backyard with a patio space, ideal for outdoor dining or simply unwinding. Additional highlights include a two-car garage, central heating and air conditioning, new exterior paint, and new gutters. Located in a great location to parks, shopping, walking trails, and dining, this home is a rare find that perfectly blends comfort, style, and convenience. Schedule a showing today and don't miss the opportunity to make it yours!
Source: MLSTECHNOLOGY #2444272
Source: MLSTECHNOLOGY #2444272
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.