2331 Kennington Cv, Deland, FL 32724
3 beds · 2 baths · 1,783 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2331 Kennington Cove in the sought-after Bentley Green community of DeLand. This beautifully maintained 3-bedroom plus den Mattamy Home, built in 2018, offers a perfect blend of charm, upgrades, and a location that truly stands out. Just minutes from I-4 and walking distance to the community pool, a Publix shopping plaza, Chick-fil-A, Starbucks, and more, the convenience here is unmatched. Inside, the home features brand new luxury vinyl flooring and fresh carpet throughout, along with professionally tinted windows that enhance privacy and energy efficiency. The thoughtful layout includes an open-concept living space where the kitchen flows seamlessly into the main gathering areas, perfect for everyday living and entertaining. The kitchen stands out with 42” upper cabinets, granite countertops, stainless steel appliances, crown molding, and a center island that faces the heart of the home—not your neighbor’s wall. The front den offers flexible use as a home office, formal dining room, or creative space. The primary suite is generously sized with a large walk-in closet, walk-in shower, gentleman-height double vanity, and a private water closet. Two additional bedrooms share a cheerful hall bath, and an indoor laundry room adds to the home’s functional appeal. Step through 8-foot glass sliders to a covered lanai, perfect for relaxing while overlooking the spacious backyard, which is already partially fenced—just a few connections away from full enclosure. The exterior of the home showcases charming Craftsman-style architecture with tapered columns, cedar shake accents, stone details, and a paved driveway that truly sets it apart from other nearby homes. The solar panel system is fully paid off, keeping your monthly utility bills exceptionally low, with an average electric bill of only $13. The home also comes with a 10-year transferable termite bond for added peace of mind. For those looking for a turnkey option, the seller is open to selling the furnishings separately, making this an easy transition for someone ready to enjoy Florida living without the hassle. With easy access to downtown DeLand, Stetson University, area beaches, and Orlando attractions, this home offers the perfect mix of lifestyle, location, and long-term value. Don’t miss your chance to make it yours.
Source: STELLAR #O6300372
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6300372
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.