2330 Peterson Rd, Lakeland, FL 33812
3 beds · 2 baths · 1,654 sqft
Welcome to your spacious retreat just off Lakeland Highlands Rd and close in proximity to the Polk Parkway and several south Lakeland schools! This 3 bedroom, 2 bathroom, 2 car garage home offers the perfect blend of comfort and convenience with no HOA. Situated on a generous .39 acre lot, the fully fenced backyard features a double gate, ideal for storing your boat, RV, or camper. As you enter through the front door, you're greeted by an inviting flex room with updated flooring and ample natural light. The formal living area boasts a stunning stone electric fireplace, remote-controlled for ease, complemented by crown molding and a ceiling fan throughout the common areas. The adjacent dining area seamlessly transitions into the kitchen, complete with a large pantry, tiled backsplash, and newer stainless steel appliances. The home’s refrigerator, range and thermostat are all WiFi accessible via an app. The primary suite offers a spacious retreat with an ensuite bathroom featuring a tub/shower combo and a walk-in closet with a seated vanity area. Two additional bedrooms share a guest bathroom, all accessible via a convenient pocket door. Step out from the living room onto the screened lanai, equipped with two ceiling fans, perfect for outdoor enjoyment. Recent and convenient updates include a brand new septic system soon to be installed, fresh paint on the exterior door, garage, and shutters, along with a 4-year-old roof, 4-year-old water heater, septic pumped 6 months ago, and a 1-year-old AC unit routinely maintained. Schedule your tour today to experience this lovely home conveniently located near George Jenkins High School, Lakeland Highlands Middle School, Valleyview Elementary, and easy access to the Polk Parkway, Publix, and several other shopping and dining options. Schedule your tour today!
Source: STELLAR #L4951065
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #L4951065
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.