233 Evening Mist Dr, Acworth, GA 30101
6 beds · 6 baths · 8,582 sqft sqft
Beautiful estate home featuring three immaculately finished luxury levels spanning over 8,500 SF, located on The Bluffs at Bentwaters most prestigious street. Enjoy the wealth of amenities with 5 pools, tennis, pickleball and basketball courts, golf course, clubhouse/restaurant, walking trails, playground and much more. This well-appointed, luxury residence truly has it all - inside and outside including a 3-bay garage plus BendPak car lift and $40K in resort-style, professional landscaping. The sprawling main level features a light-filled, welcoming entrance foyer, 10ft ceilings, hardwoods and crown molding throughout. State-of-the-art kitchen features upgraded cabinets, a quartz waterfall island, professional series refrigerator, double ovens, gas range, wine fridge, pot filler, spacious hidden pantry, and an adjacent breakfast room with direct access to the covered porch. The spacious great room features a coffered ceiling, fireplace with built-in bookcases and a row of windows with relaxing views. The oversized primary suite with its coffered ceiling bedroom and spa-inspired bathroom is a true retreat including a marble-clad walk-in shower with waterfall fixture, soaking tub, his and her vanities, and a large his and her walk-in closet with built-in shelves. The upper level includes five bedrooms, a bonus room, four baths, a convenient laundry room with granite counters and utility sink. Designed for entertaining, the daylight terrace level's main area is wired for projection and speakers making it the perfect theatre room with ample space for billiards and a gym and features a wet bar with full size refrigerator, a bedroom with full bath. The party continues outside with a covered patio leading to the firepit and rear lawn. This is truly a one-of-a-kind estate on the finest street in The Bluffs at Bentwaters.
Source: GAMLS #10374489
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10374489
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10374489
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.