233 Council Bluffs Dr, Deltona, FL 32725
3 beds · 3 baths · 1,918 sqft
Welcome to 233 Council Bluffs Drive. This beautiful brick home is located on a quiet street but is only a 3 minute drive to Publix and a 3 mile drive to I-4 which makes it perfect for community into Orlando out out to the Beaches. The house sits on almost 1/3 of an acre and is buffeted on one side by a tranquil, treed lot. There are 3 spacious bedrooms, 2 1/2 bathrooms and a large, screened in and covered lanai which overlooks the level and partially shaded back yard. The lanai also has a gorgeous Cedar, Tongue and Groove ceiling which sets the space apart from most others. Throughout the house is porcelain and ceramic tile which is both aesthetically pleasing and super easy to maintain. The Living Room has double French doors, a brick fireplace and high ceilings. The ROOF was replaced in 2017 and the HVAC system was replaced in 2020 so this home offers years of affordable living without the need for major replacements. The Kitchen has lots of storage and counter space as does the large, inside Laundry Room. The Master Bathroom has Double Sinks, a jetted Garden Tub for soaking as well as a separate Walk-In Shower. This home has so much to offer, you simply need to see it in person to appreciate it so call today for your private showing and don’t forget to click on the virtual tour button to see the 3D Home Walk Through.
Source: STELLAR #o6207712
Source: STELLAR #o6207712
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6207712