2325 Woodberry Dr, Bryans Road, MD 20616
4 beds · 3 baths · 2,072 sqft
Get a free consultation call with an expert in the mortgage assumption process.
USDA Eligible – Zero Down Payment for Qualified Buyers Now priced $20,000 below original list to align with today's adjusting market! Step inside to a light-filled interior featuring fresh paint, brand-new luxury vinyl plank flooring, plush new carpet, and updated vinyl windows throughout. The kitchen shines with quartz countertops, brand-new stainless appliances, and a clean, modern feel that makes cooking a joy. All bathrooms have been thoughtfully renovated with new vanities, mirrors, and toilets—giving every space a clean and contemporary refresh. Upstairs, the spacious primary suite includes a private full bath, while three additional bedrooms offer comfort and flexibility. The fully finished lower level is perfect for entertaining or relaxing, with an open-concept layout and walkout access to the large, fenced-in backyard—ideal for gatherings, pets, or play. A brand-new deck provides the perfect spot to enjoy your outdoor space. Major system upgrades include a brand-new HVAC system (AC + furnace), ensuring peace of mind and year-round comfort. Tucked in a quiet neighborhood with no HOA, this beautifully renovated home in Strawberry Hills Estates offers unbeatable value. You’ll enjoy easy access to shopping, dining, and commuting routes. You're also well-positioned for commuting to Joint Base Andrews, Indian Head NSWC, Marine Corps Base Quantico, Fort Belvoir, and the Pentagon.
Source: BRIGHT #MDCH2040646
Source: BRIGHT #MDCH2040646
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.