2320 Villager Ct, Leland, NC 28451
3 beds · 4 baths · sqft
Discover the epitome of luxury living in this stunning Floridian-style home in Brunswick Forest, designed for comfort and elegance. The heart of this home is the gourmet kitchen, featuring granite countertops, stainless steel appliances, a gas range, and ample cabinetry. Perfect for both casual meals and lavish dinner parties. The expansive great room, with its two-sided fireplace, opens seamlessly to the enclosed lanai. Enjoy year-round entertaining by simply sliding open the doors to reveal an outdoor kitchen, ideal for al fresco dining. An added HVAC unit ensures comfort in any season. The sizeable master bedroom is a tranquil hideaway, complete with its own fireplace. The spa-like master bathroom offers a luxurious shower with dual showerheads, a Jacuzzi tub, and dual vanities, creating a serene space for relaxation. Two guest rooms are thoughtfully positioned on the opposite side of the home, each with its own private bathroom, ensuring comfort and privacy for your guests. Work from home in style in the office/study, which boasts beautiful hardwood floors and a coffered ceiling, providing a sophisticated and productive environment. Additional features include a two-car garage with built-in cabinetry, and a climate-controlled bonus room--a versatile space that can be used for extra storage, an exercise room, or even a private man-cave. With a tankless, natural gas water heater, a newer HVAC (2021), a new Kitchen Aid microwave/oven combination wall unit (2024), and a newer garage door opener (2022), 2320 Villager Court is modern, well-maintained, and ready for new owners. Located just minutes from downtown Wilmington, Brunswick Forest offers a wealth of amenities including a pool, tennis courts, golf courses, and scenic walking trails. Embrace luxury and convenience in this exceptional home. Contact us today to schedule a private tour and make this dream home yours!
Source: NORTHCAROLINAREGIONAL #100449932
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100449932
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100449932
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.