232 Quimby Hill Dr, Huger, SC 29450
5 beds · 4 baths · sqft sqft
Welcome to this stunning Lansford Plan by Toll Brothers, a 2022 build tucked into the serene, wooded community of Forest Edge. Nestled on a large, private lot, this home welcomes you with a spacious front porch, perfect for sipping coffee or unwinding in the evening. Inside, every detail has been thoughtfully crafted to balance luxury and comfort, making it both beautiful and practical for daily living.As you step through the foyer, you're greeted by rich engineered hardwood floors that flow through the main level. To the left, a formal dining room awaits, ideal for hosting gatherings or creating memorable meals. Adjacent to the dining room, a convenient butler's pantry leads into the heart of the home--the chef's kitchen. This gourmet kitchen boasts a large island withseating, gleaming granite countertops, and Energy Star appliances by Whirlpool, making both daily meal prep and entertaining a breeze. Classic cabinets with crown molding and a stylish tile backsplash complete the sophisticated look, while the sunny breakfast nook offers a cozy space for casual meals. Connected to the kitchen is a spacious family room with a charming fireplace, perfect for relaxing or entertaining. And for those who love bringing the outdoors in, the adjoining sunroom bathes the space in natural light and opens up stunning views of the wooded lot. The main level also features a luxurious master suite, a retreat all its own. This suite includes a spa-inspired bathroom with a semi-frameless glass shower enclosure with a built-in corner bench & tile walls, garden tub, dual vanities and an oversized walk-in closet with custom shelving. The bathroom connects directly to the laundry room and family foyer, adding a touch of convenience to your morning routine. You'll also find a thoughtful drop zone for keeping things organized and clutter-free. Head upstairs to discover four additional bedrooms, each with ample closet space and plush carpeting underfoot. One of the bedrooms offers its own en-suite bathroom and large walk-in closet, making it ideal for added privacy. There's also a full bath on this level, serving the other bedrooms, and an expansive media or game room with its own kitchenette and beverage fridge. Perfect for movie nights, game days, or simply relaxing with friends, this bonus space is the ultimate in versatility. Outside, the fully fenced, wooded lot provides the ideal backdrop for outdoor fun, relaxation, or gardening. The three-car garage offers plenty of space for vehicles, tools, and storage, keeping everything you need within easy reach. With large windows that invite in light and views from every angle, this home effortlessly combines elegance with everyday function, making it a place where style meets comfort. Don't miss your chance to make it yours.
Source: CTAR #24028745
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24028745
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24028745
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.