2319 9th Ave, Deland, FL 32724
3 beds · 2 baths · 1,362 sqft
WELCOME HOME! Don't wait for New Construction. This TURNKEY 2023 BUILD is everything you've ever wanted and MORE! Located in the highly desired, up-and-coming subdivision of Daytona Park Estates, this home offers 3 Bedrooms, 2 Bathrooms, a two-car garage, and an oversized backyard with no rear neighbors. Upon entering the home, you have consistent ceramic tile flooring running throughout, a split & open floor plan, and many first-class upgrades. With the open floor plan, the main living spaces flow together seamlessly. The living room sits directly off of the kitchen and has ample space for all your furniture. The kitchen is spacious and boasts a large island, soft close cabinetry, stainless steel appliances, and quartz countertops. Right off of the kitchen is your dining room with large double paned windows overlooking the backyard, allowing tons of natural light to shine through. The master bedroom is oversized with his and hers walk-in closets, tray ceiling, and a large en suite bathroom. The bathroom features dual vanities, and a beautifully hand tiled walk-in shower. The remaining two bedrooms are on the other side of the home, they are spacious with built-in closets, and the shared bathroom has a shower/tub combo that will accommodate all needs. Also, on this side of the home you have a built-in flex space that would make the perfect office or study area. Lastly, out back you have an open-air porch that overlooks your beautifully landscaped backyard with no rear neighbors, making this the perfect area to catch the sunset and unwind or host large gatherings with privacy. This home has so much to offer while being conveniently located between Florida's best beaches and downtown Orlando. Don't wait, schedule your private showing today.
Source: STELLAR #v4940026
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4940026
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4940026
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.