2316 SPRINGHAVEN LN, Bradenton, FL 34211
PRICE IMPROVEMENT!!! LOCATION, LOCATION, LOCATION!!! Nestled in the heart of LAKEWOOD RANCH, this Jasmine floor-plan is one of the LARGEST villas available in the area, offering almost 2,000 Sq. Ft. of living space! MAINTENANCE FREE, GATED, partial WATERVIEW, and walkable to the beautiful BOB GARDNER PARK! As you step into this villa you are welcomed with an abundance of natural light, beautiful crown molding and porcelain tiled floors! This 2 BED, 2 BATH with a DEN offers spacious living with with an elegant open concept. The luxurious master suite features a private bedroom, 2 WALK-IN closets, an ensuite bath with dual vanities, water closet and walk in shower. On the opposite side of the home, an additional bedroom and a guest bathroom provide plenty of space for family and visitors. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, 42” cabinetry and granite countertops. With ample counter space and a large center island, it's the perfect place to prepare gourmet meals or entertain guests with ease. Adjacent to the kitchen, you'll find a spacious den with glass french doors that can be used as a home office, media room, or additional living space to suit your needs. Just off the living room, is the screened-in lanai – a tranquil haven that seamlessly extends the living space into the outdoors. UPGRADES include: crown molding in living areas, master bedroom and master bath, pavers on driveway and walkway, professional landscaping, Fanimation lighting, plantation shutters, motorized window shades, epoxy flooring in garage, a 250 V electric vehicle outlet and much more! HUGE BONUS..directly across the street, Villa residents have their own private, salt water, resort style pool and spa with pickle ball courts and a dog park. Arbor Grande Village also offers additional amenities such as a first class fitness center, gorgeous community clubhouse, a second resort style pool, bocce ball and volleyball courts. The community has a full time property manager/lifestyle director on site so there is no lack of activities and fun for all ages! You’ll enjoy a hassle-free lifestyle where all exterior maintenance tasks are taken care of for you! In Arbor Grande there are 3 ACCESS POINTS directly into BOB GARDNER PARK, which offers serene walking trails, a large dog park with a swimming lake, frisbee disc golf course, playground and a picnic pavilion. Did I mention that both Arbor Grande and Bob Gardner Park are GOLF CART friendly? Don’t miss the opportunity to experience a lifestyle of comfort and natural beauty in this stunning villa. Schedule your private tour today and make this exquisite LAKEWOOD RANCH property your new home!
You may be able to put down less than the total down payment amount of $263,373 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4598345
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.