2316 Calona Pl, San Jacinto, CA 92583
3 beds · 3 baths · 1,704 sqft
Get a free consultation call with an expert in the mortgage assumption process.
On the market for the first time, this beautifully upgraded Yosemite floor plan is now available in the highly desirable Park Hill Collection neighborhood, offered by its original owners. This move-in ready home is filled with thoughtful upgrades and a well-designed, comfortable layout. Step inside to a bright and welcoming interior filled with natural light. The main level features wood laminate flooring, a large formal living room, a separate formal dining room, and a cozy family room with a never-used red brick fireplace. The kitchen is both spacious and functional, offering extensive cabinetry, ample counter space, a walk-in pantry, and an inviting eat-in area perfect for casual dining. A separate indoor laundry room adds everyday convenience. The bathrooms and laundry area feature new classic tile flooring. Upstairs, the primary suite offers vaulted ceilings, a walk-in closet, and a beautifully remodeled bathroom with dual vanities, a walk-in shower, and subway tile accents. Two of the secondary bedrooms are connected by a convenient Jack and Jill bathroom, each with private access—ideal for siblings, guests, or shared living while maintaining privacy. The second full bathroom also includes dual vanities, making shared spaces practical and comfortable. Recent updates throughout the home include new interior and exterior paint, new carpet, updated lighting, hardware, and fixtures, and a newer water heater—making this home truly move-in ready. Step outside to a wraparound patio ideal for dining al fresco, and enjoy the added bonus of a storage shed—perfect for tools, gardening supplies, or extra storage needs. Enjoy seamless indoor-outdoor living, ideal for entertaining or quiet evenings under the patio. The spacious backyard offers plenty of room for relaxing, playing, or future outdoor projects, set on an expansive 10,800+ sq ft lot, with gorgeous views of the San Jacinto Mountains providing a stunning backdrop. Located on a cul-de-sac street, this home also features a 3-car garage, RV parking, and countless thoughtful upgrades—all with no HOA and low property taxes. With plenty of space for parking, storage, and an ideal location close to schools, shopping, and dining—this home truly has it all.
Source: CRMLS #IG25042705
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IG25042705
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.