2315 Hyacinth Ln, Spring Hill, FL 34609
2 beds · 2 baths · 1,674 sqft
Updated Home on a Spacious .4+ Acre Lot with Resurfaced Pool & Beautiful LandscapingNestled in the peaceful, suburban community of Spring Hill, this charmingly updated home offers a perfect blend of comfort and convenience. Set on over .4 acres, the property boasts a stunning resurfaced pool, surrounded by gorgeous pavers, and a lush, private backyard with mature trees, all fully fenced for added privacy.Inside, you'll find two spacious bedrooms, including a primary bedroom with an en-suite bathroom for added privacy and convenience. The large family room features a cozy gas fireplace, and both formal living and dining areas provide plenty of space and flexibility. The living space is versatile, with the potential to easily convert one area into an additional bedroom, office, or bonus room. Sliders from the main living areas open directly to the pool area, creating an inviting flow between indoor and outdoor spaces.The kitchen and bathrooms have been thoughtfully updated, and tile flooring throughout much of the home ensures easy upkeep. The home is conveniently located just 2.7 miles from the Suncoast Parkway/Veterans Expressway, offering easy access to Tampa, Clearwater, and St. Petersburg. Tampa International Airport is only a 45-minute drive away, while St. Petersburg/Clearwater Airport is about an hour’s drive. For Disney fans, it's less than two hours away!This home is ideal for anyone seeking a move-in ready property with a large lot, beautiful pool, and convenient location to everything the area has to offer.
Source: STELLAR #tb8323217
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8323217
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8323217
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.