2313 Sadlers Creek Ln, Fort Worth, TX 76108
3 beds · 2 baths · 1,802 sqft
MOVE_IN READY NOW!!*THE HIGHLANDS AT CHAPEL CREEK-A FABULOUS D.R. HORTON HOMES COMMUNITY in WEST FORT WORTH with a COMMUNITY POOL, CABANA & PLAYGROUND IN A FANTASTIC LOCATION THAT IS CONVENIENT TO EVERYTHING!!* BEAUTIFUL NEW OPEN DESIGN PERFECTLY SUITED TO MEET THE NEEDS OF MANY! Fantastic diagonal layout that flows well around the living spaces! Front Study & a spacious Living that opens to both Dining & Kitchen and overlooks the backyard. The Kitchen is beautiful, spacious and well-equipped with gas range with vented hood, lots of cabinets, Granite counter tops, Breakfast Bar & Walk-in Pantry, plus custom shelving added to utility room! 4 bedroom in a Split Bedroom arrangement with a huge, private Master bedroom that overlooks the backyard, and includes a luxurious Master Bath and huge walk-in Closet! Great backyard with covered back Patio, plenty of yard space, sprinklers & 6 ft privacy fence for entertaining friends or enjoying time with the family and pets! Additional covered front porch to enjoy the outdoors at different times of day. Energy efficient plus smart home features! One of the greatest features is also its LOCATION!!!This location is so convenient to be near both I-30 and Loop 820, just minutes from downtown Fort Worth! But it also provides easy access to head north to Saginaw & DFW airport, south to Benbrook & Hulen area, east to downtown & Dallas or west to Aledo & Weatherford, all with easy access to both major freeways! This home is almost new and has been well-maintained! Assumable VA Loan at 2.99% is an option- ask for details! Owner willing to finance the difference!
Source: NTREIS #20864013
Financials
Source: NTREIS #20864013
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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