2313 Briana Dr, Brandon, FL 33511
4 beds · 3 baths · 2,802 sqft sqft
This beautifully maintained and updated Florida-style home, featuring 4 bedrooms plus an office and 3 baths, is ready for you to make it your own. Located in the heart of Brandon, you’ll immediately notice the bright, airy ambiance of the open floor plan, high ceilings, and large windows that fill the home with natural light. Large sliding doors provide serene views of the sparkling pool, with easy access from the living/dining room, kitchen, master suite, and family room. The fully screened pool area is perfect for relaxing on the patio or lanai and has access to a full bathroom. The recently updated kitchen boasts soft-close drawers, an island with storage, an L-shaped countertop, and a cozy breakfast nook. The family room offers a large bay window and elegant wall niches for décor or entertainment systems. The master suite is a peaceful retreat with an en-suite bath and direct access to the pool and outdoor living area. Major updates include a newer roof (December 2020), new flooring in the living areas (November 2020), newer air conditioning (August 2019), and a gas water heater (2018). The pool was resurfaced with durable PebbleTec and enhanced with a color-changing LED light (November 2017) and a Hayward sanitation system (November 2020). A new osmosis system has also been added. Situated in a beautiful community with tree-lined streets and sidewalks, this home is ideally located near highways, shopping, and dining, with a low HOA fee and no CDD!
Source: STELLAR #tb8310159
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8310159
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8310159