23114 Stallion Rdg, San Antonio, TX 78255
4 beds · 5 baths · 4,702 sqft sqft
Welcome to 23114 Stallion Ridge in the highly coveted Canyons At Scenic Loop. Built on a 1.35 acre greenbelt lot (2 Lots) with remarkable VIEWS, this Modern Spanish Revival is "One of a Kind" with its unique and intricate custom designs! As you enter the 10ft pivot Iron door of this 4702sqft single story, you will be greeted by sophisticated architectural niches and an open floor plan with 13' to 23' ceilings throughout. In addition, each room in the house has its own unique ceiling design - Just Amazing! A gourmet kitchen awaits your presence! A Thermador 48-inch gas cooktop, double ovens, a hidden pantry, 13ft tall frameless Euro-Style cabinets, a 16ft double stacked curved island, and a 48-inch built-in commercial grade refrigerator. The openness between the kitchen and living is perfect for entertaining and is augmented by the wall of windows that captures the beautiful Hill Country Views! In this tech savvy house each window covering is remote controlled and there are surround sound speakers in the living, primary, kitchen, sauna, back patio, and outdoor kitchen. Make your way to the MASSIVE 26 x 19 primary suite with a Luxury Spa bathroom! Here you will find an eight person sauna, coffee bar, floating vanities with accent lighting, a 14 X 14 and 14 X 16 his & her closets, a remote controlled shower and a private patio area. Please note that every door leading to the outside is a CUSTOM IRON DOOR that is at least 8 ft tall (8 total Iron doors). The icing on the cake is the patio's expansive outdoor living area in addition to the 700sqft detached gazebo with a full outdoor kitchen that has Coyote appliances. This piece of paradise is the ultimate definition of a Custom Home and it won't last long! All furniture is available for sale!
Source: SABOR #1821963
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1821963
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1821963
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.