2310 Belmont Ave, Long Beach, CA 90815
- beds · - baths · 1,536 sqft
WELCOME TO YOUR NEXT CHAPTER IN THE HEART OF ARTCRAFT MANOR. RARE OPPORTUNITY!! SELLER WILLING TO HELP BUYER W/ CLOSING COSTS. FULL ADDRESS 2310-2312 BELMONT AVE. IMAGINE WAKING UP IN A HOME THAT NOT ONLY MEETS YOUR NEEDS—BUT ALIGNS WITH YOUR LIFESTYLE. THIS ENCHANTING DUPLEX OASIS, NESTLED IN THE HIGHLY DESIRABLE AND PRIDE-FILLED NEIGHBORHOOD OF ARTCRAFT MANOR, IS MORE THAN JUST MOVE-IN READY—IT'S READY TO ELEVATE YOUR LIFE. WHETHER YOU'RE A SAVVY INVESTOR OR SOMEONE SEARCHING FOR THAT PERFECT PLACE TO CALL HOME, THIS RARE OPPORTUNITY OFFERS FLEXIBILITY, FREEDOM, AND UNDENIABLE CHARM. EACH BEAUTIFULLY LAID-OUT UNIT FEATURES 2 SPACIOUS BEDROOMS & 1 SPARKLING BATH, PERFECTLY SET ON A GENEROUS LOT WITH MANICURED YARDS, 2 CAR GARAGES, LONG DRIVEWAY ROOM 5 CARS & PLENTIFUL OFF-STREET PARKING. FEATURES HARDWOOD FLOORS, TILE FLOORS IN KITCHENS & BATHS, NEW WINDOWS, NEW GARAGE DOOR & NEW OPENER, SOLAR SYSTEM, UPGRADED ELECTRICAL PANEL, SECURITY CAMERAS. SAVE MONEY W/ ASSUMABLE FIXED RATE FHA MORTGAGE AT 3.875%. GREAT TENANTS, LIVE IN ONE, RENT THE OTHER—OR DOUBLE DOWN ON A STRONG CASH-FLOWING INVESTMENT W/ POTENTIAL TO ADD AN ADU, OR 3RD UNIT. THE FUTURE HERE IS AS EXPANSIVE AS YOUR IMAGINATION. LOCATED JUST MOMENTS FROM LONG BEACH AIRPORT, A QUICK 3-MILE CRUISE TO THE COASTLINE, AND SURROUNDED BY A VIBRANT MIX OF TOP-TIER SHOPPING, DINING, ENTERTAINMENT, PARKS, GOLF COURSES, AND RECREATION—THIS LOCATION IS A TRUE SOUTHERN CALIFORNIA GEM. WHETHER YOU ARE A STUDENT, PROFESSIONAL, OR COMMUTER? YOU’RE IN THE CENTER OF IT ALL WITH BOEING, CSULB, LBCC, MEMORIAL & ST. MARY’S HOSPITALS, AND THE VA ALL NEARBY, AND THE 405 FREEWAY JUST A FEW BLOCKS AWAY, YOU’LL FIND YOUR DAILY ROUTINE BECOMING SMOOTHER, EASIER, AND MORE ENJOYABLE. FEEL THE ENERGY OF LONG BEACH—A CITY KNOWN FOR ITS DIVERSITY, INNOVATION, AND SEASIDE SOUL. HERE, ARCHITECTURAL VARIETY MEETS CULTURAL RICHNESS. FROM THE EAST VILLAGE ARTS DISTRICT TO SHORELINE VILLAGE, FROM MARINA STADIUM TO EL DORADO PARK’S PEACEFUL TRAILS—EVERY INTEREST AND PASSION IS NOURISHED HERE. WHETHER YOU'RE A JET-SETTER WHO LOVES THE CONVENIENCE OF A NEARBY AIRPORT, A GOLFER, HEALTH ENTHUSIAST, ARTIST, DOG LOVER, OR SHOPPER EXTRAORDINAIRE—LONG BEACH HAS A RHYTHM THAT MATCHES YOUR VIBE. STEP INTO A LIFESTYLE WHERE LOCATION, OPPORTUNITY, AND INSPIRATION MEET. YOUR NEXT SMART MOVE IS WAITING ON THIS SUN-DRENCHED CORNER OF POSSIBILITY. SELLER WILLING TO HELP WITH BUYER'S CLOSING COSTS. BUY NOW BEFORE ITS GONE AND LOST FOREVER!!
Source: CRMLS #PW25076349
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #PW25076349
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
