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$1,099,777 SIGNIN

Sign in to see required down payment for the 3.63% rate

2310 Belmont Ave, Long Beach, CA 90815

- beds · - baths · 1,536 sqft

WELCOME TO YOUR NEXT CHAPTER IN THE HEART OF ARTCRAFT MANOR. RARE OPPORTUNITY!! SELLER WILLING TO HELP BUYER W/ CLOSING COSTS. FULL ADDRESS 2310-2312 BELMONT AVE. IMAGINE WAKING UP IN A HOME THAT NOT ONLY MEETS YOUR NEEDS—BUT ALIGNS WITH YOUR LIFESTYLE. THIS ENCHANTING DUPLEX OASIS, NESTLED IN THE HIGHLY DESIRABLE AND PRIDE-FILLED NEIGHBORHOOD OF ARTCRAFT MANOR, IS MORE THAN JUST MOVE-IN READY—IT'S READY TO ELEVATE YOUR LIFE. WHETHER YOU'RE A SAVVY INVESTOR OR SOMEONE SEARCHING FOR THAT PERFECT PLACE TO CALL HOME, THIS RARE OPPORTUNITY OFFERS FLEXIBILITY, FREEDOM, AND UNDENIABLE CHARM. EACH BEAUTIFULLY LAID-OUT UNIT FEATURES 2 SPACIOUS BEDROOMS & 1 SPARKLING BATH, PERFECTLY SET ON A GENEROUS LOT WITH MANICURED YARDS, 2 CAR GARAGES, LONG DRIVEWAY ROOM 5 CARS & PLENTIFUL OFF-STREET PARKING. FEATURES HARDWOOD FLOORS, TILE FLOORS IN KITCHENS & BATHS, NEW WINDOWS, NEW GARAGE DOOR & NEW OPENER, SOLAR SYSTEM, UPGRADED ELECTRICAL PANEL, SECURITY CAMERAS. SAVE MONEY W/ ASSUMABLE FIXED RATE FHA MORTGAGE AT 3.875%. GREAT TENANTS, LIVE IN ONE, RENT THE OTHER—OR DOUBLE DOWN ON A STRONG CASH-FLOWING INVESTMENT W/ POTENTIAL TO ADD AN ADU, OR 3RD UNIT. THE FUTURE HERE IS AS EXPANSIVE AS YOUR IMAGINATION. LOCATED JUST MOMENTS FROM LONG BEACH AIRPORT, A QUICK 3-MILE CRUISE TO THE COASTLINE, AND SURROUNDED BY A VIBRANT MIX OF TOP-TIER SHOPPING, DINING, ENTERTAINMENT, PARKS, GOLF COURSES, AND RECREATION—THIS LOCATION IS A TRUE SOUTHERN CALIFORNIA GEM. WHETHER YOU ARE A STUDENT, PROFESSIONAL, OR COMMUTER? YOU’RE IN THE CENTER OF IT ALL WITH BOEING, CSULB, LBCC, MEMORIAL & ST. MARY’S HOSPITALS, AND THE VA ALL NEARBY, AND THE 405 FREEWAY JUST A FEW BLOCKS AWAY, YOU’LL FIND YOUR DAILY ROUTINE BECOMING SMOOTHER, EASIER, AND MORE ENJOYABLE. FEEL THE ENERGY OF LONG BEACH—A CITY KNOWN FOR ITS DIVERSITY, INNOVATION, AND SEASIDE SOUL. HERE, ARCHITECTURAL VARIETY MEETS CULTURAL RICHNESS. FROM THE EAST VILLAGE ARTS DISTRICT TO SHORELINE VILLAGE, FROM MARINA STADIUM TO EL DORADO PARK’S PEACEFUL TRAILS—EVERY INTEREST AND PASSION IS NOURISHED HERE. WHETHER YOU'RE A JET-SETTER WHO LOVES THE CONVENIENCE OF A NEARBY AIRPORT, A GOLFER, HEALTH ENTHUSIAST, ARTIST, DOG LOVER, OR SHOPPER EXTRAORDINAIRE—LONG BEACH HAS A RHYTHM THAT MATCHES YOUR VIBE. STEP INTO A LIFESTYLE WHERE LOCATION, OPPORTUNITY, AND INSPIRATION MEET. YOUR NEXT SMART MOVE IS WAITING ON THIS SUN-DRENCHED CORNER OF POSSIBILITY. SELLER WILLING TO HELP WITH BUYER'S CLOSING COSTS. BUY NOW BEFORE ITS GONE AND LOST FOREVER!!

Estimated
Seller's interest rate
3.63%
7%
Estimated
Monthly payment

$4,435
$5,258
You may also save up to $198,316 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $5,258 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
3.63%
Remaining term
20 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,435
Principal & interest
$2,549
Mortgage insurance
$395
Property taxes
$1,086
Home insurance
$403
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,536 sqft
Lot size
0.1448 acres
Year built
1944
Type
Multi Family
HOA dues
$0.00

Source: CRMLS #PW25076349

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 05:38 am
Listing agent: David Tripp
Listing provided courtesy of: Meridian R.E. and Investment (562) 824-7399
Details provided by CRMLS and may not match the public record.
MLS ID: #PW25076349
Based on information from California Regional Multiple Listing Service, Inc. as of Apr 17 2025 - 12:47 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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