2309 Tanbark Ridge Pl, Plant City, FL 33563
2 beds · 2 baths · 1,185 sqft
The townhome you have been looking for in the desirable gated community of Walden woods is here. This 2-bedroom, 2 bathroom, 1-car garage townhome has the amenities for a carefree lifestyle with quarterly HOA fees that provide water/sewer, exterior building maintenance, ground maintenance, community pool, trash removal, playground, gated access, basketball court, picnic tables and covered community area for parties. The spacious OPEN FLOOR PLAN with the Living Room and Dining Room just off the large Kitchen which includes staggered cabinets, a closet PANTRY, refrigerator, range, microwave, dishwasher, BUILT-IN DESK and BREAKFAST BAR. Natural sunlight bathes the living/dining room from large windows plus a SLIDING DOOR which leads out to a COVERED BALCONY. The balcony is spacious and is perfect for grilling and/or just sitting back and relaxing while watching the day roll by!! The master suite and guest bedroom are on opposite sides of the main living area in this popular SPLIT PLAN. Beautiful neutral TILE flooring enhances the Kitchen, Bathrooms and Laundry Room. The spacious MASTER SUITE includes a WALK-IN CLOSET, DUAL SINKS, water closet and a large GARDEN TUB/SHOWER. A full-size WASHER/DRYER is included in the spacious LAUNDRY ROOM. This unit is extremely energy efficient and the electric bills are very low. This unit is a short walk from the community pool, basketball courts, and playground, for everyone's enjoyment. Walden Woods provides easy access to both I-4 & Hwy 60 for the commuter. Schedule your showing appointment today, as this one won't last long! Roof repairs made 12/30/2024 after hurricane Milton damage.
Source: STELLAR #tb8332803
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8332803
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8332803
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.