2309 Conway Blvd, Port Charlotte, FL 33952
3 beds · 2 baths · 2,122 sqft sqft
Beautifully updated 3 to possible 4-bedroom/den-office, 2-bath saltwater pool home on Fordham Waterway. This residence exudes pride of ownership! It features solar electric, crown molding, and a variety of flooring including bamboo hardwood in the living room and bedrooms, complemented by tile throughout the rest of the house. The spacious kitchen has been gorgeously updated with wood cabinets, granite countertops, stainless steel appliances including a built-in double oven and stove-top, new microwave oven, and French door refrigerator. A generous dining room offers sliding doors to the lanai and pool area. The large master suite includes an updated bath with an oversized shower, glass doors, dual sinks with granite counters, and a custom-built California closet. The second bath has been updated with wall tile, and features granite counters. The third bedroom provides access to the lanai through a slider. Additionally, there is a sizable office/bedroom with French doors opening to the lanai and pool. Throughout the home, canned lighting enhances the ambiance. Other highlights include a zoned A/C unit, an oversized laundry room with ample cabinets, granite countertops, and a utility sink. Outside, a gorgeous and spacious screened-in lanai and brick paver pool deck, newly sealed, overlooks the landscaped fenced backyard and canal, creating an ideal space for relaxation and entertainment. An oversized brick driveway plus remodeled 2-car garage, and screened front entry further enhance the curb appeal of this lovely home. Plenty of room is available to park your boat or RV. Conveniently located across from Port Charlotte Golf Club and near Lake Betty Park, hospitals, shopping, and restaurants, this property offers a perfect blend of comfort and accessibility. Schedule your appointment today to see this delightful home and experience life in paradise!
Source: STELLAR #c7494320
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7494320
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7494320
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.