23011 Whisper Cyn, San Antonio, TX 78258
5 beds · 6 baths · 3,980 sqft sqft
Situated in the exclusive Highlands of Sonterra gated community, this luxurious custom-built home was thoughtfully designed offering 5 bedrooms, each with their own en suite bathroom, expanding an impressive 3,980 sq ft. This meticulously cared for home boasts nine foot ceilings, oversized hallways and doorways, and expansive picture windows allowing for an abundance of natural light to illuminate the home's elegant marble flooring. At night, the first story outdoor lighting illuminates the beautifully manicured landscaping and extra long driveway. The primary level offers a gracious living area that opens to panoramic views of the pristine backyard and the tranquil greenbelt beyond. Tucked away for privacy, the master suite serves as a serene sanctuary, offering picturesque views, double walk-in closets, and an opulent en suite bathroom featuring granite countertops, a luxurious oversized soaking tub, and an open-concept rainfall shower. A secondary bedroom on the main floor, complete with its own private bath, ensures a comfortable retreat for guests. The gourmet kitchen is a culinary dream, equipped with a state-of-the-art induction cooktop, GE Profile convection microwave and oven, custom cabinetry, and a sprawling island for both preparation and casual dining. Adjacent to the kitchen, a breakfast nook offers a cozy setting for morning meals, while the formal dining room, adorned with a domed ceiling and framed by grand windows, is perfect for hosting elegant dinner parties. Additional conveniences include a well-appointed laundry room and a spacious walk-in pantry. The lower level is completed with a quiet private study/office area. Ascending to the second floor, you will find three generously sized bedrooms, each with its own luxurious en suite featuring granite countertops, rain showers, and walk-in closets. Two of these bedrooms enjoy direct access to a private balcony with sweeping views of the lush green space, an ideal setting for morning coffee or quiet reflection. A sizable upstairs family room provides the perfect venue for entertainment or relaxation with ample space for a pool table or theater seating. Step outside to the expansive back deck, a seamless extension of the indoor living space, where you can savor the serene views of the wrought iron-fenced backyard and the unspoiled greenery beyond. Whether soaking in the hot tub, grilling for friends, or simply enjoying the peaceful surroundings, this outdoor haven is designed for ultimate relaxation. Perfectly positioned for easy access to premier shopping, fine dining, the airport, and major thoroughfares including 1604 and 281, this residence offers not only unparalleled luxury but also the convenience of location, all within a secure and prestigious community. Schedule your private tour today to experience this extraordinary home in person.
Source: SABOR #1814217
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1814217
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1814217
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.