2300 Jasper Ave, Fort Myers, FL 33907
3 beds · 2 baths · 2,086 sqft
Located in the heart of South Fort Myers, this Fort Myers Villas home offers a spacious layout, thoughtful updates, and the added benefit of no HOA fees or flood insurance requirements, saving you money every month. A screened vestibule welcomes you inside, where plank tile flooring extends throughout the main living areas, with carpet in the bedrooms. Designed for both privacy and functionality, the split floor plan features two distinct living areas, each with direct access to the pool. On one side of the home, the primary suite offers a peaceful retreat, complete with a walk-in closet and a recently remodeled bathroom featuring double sinks and a beautifully updated walk-in shower with a built-in ledge for added comfort. On the opposite side of the home, a second living area, also with sliders to the pool, connects to two additional bedrooms and a pool bath, creating a perfect space for family or guests. The centrally located kitchen ties both living areas together, featuring Corian countertops, a double sink overlooking the backyard, and a functional design that makes entertaining a breeze. Sliders from both living areas open to a spacious lanai, where you can sip your morning coffee, host weekend gatherings, or unwind after a long day while enjoying the sparkling pool. The recently re-screened pool cage keeps the space breezy and comfortable, and a brand-new pool pump and filter ensure worry-free maintenance. Inside, storage is well-planned, with a coat closet, a guest bedroom with two double closets, and another guest bedroom with its own walk-in closet. The garage is equipped with a wind-rated door and overhead storage racks. Additional features include a 2019 roof, new ductwork, a newer water heater, a Ring doorbell, and four Ring cameras. Situated on a spacious corner lot, this home places you minutes from Bell Tower Mall, Regal Cinemas, restaurants, parks, schools, and hospitals, with easy access to I-75 and RSW.
Source: FORTMYERS #225014915
Financials
Source: FORTMYERS #225014915
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.