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23 Augusta Trl

Palm Coast, FL 32137

3 beds · 3 baths · 2,903 sqft

$675,000

$2,448/mo with 2.375% Express Financing

$3,133/mo with 7% bank financing

Get prequalified

About this home

Move-In Ready Luxury with Golf & Lake Views — A Grand Haven Masterpiece! REDUCED to $675K Looking for the perfect Florida lifestyle home? Look no further. Nestled at the end of a peaceful cul-de-sac in Grand Havens gated community, this luxuriously renovated pool home offers breathtaking golf course and lake views, high-end finishes, and unmatched indoor-outdoor living. It’s not just a home—it’s a lifestyle upgrade. Why You’ll Fall in Love: Like-New Condition: Meticulously renovated from top to bottom—just move in and start enjoying! Stunning Entry: A marble-tiled foyer, dramatic staircase, and luxury flooring set the tone for elegance throughout. Double-Sided Fireplace: Adds cozy charm to both the sitting room and the open-concept great room. Chef’s Kitchen: Thoughtfully designed with a large island, custom cabinetry, built-in oven & microwave—perfect for entertaining and everyday living. Show-Stopping Views: Floor-to-ceiling windows and triple sliders reveal a picture-perfect backyard oasis overlooking tranquil water and pristine fairways. Outdoor Entertaining Redefined: Enjoy the Florida lifestyle year-round with your enclosed pool, waterfall features, and outdoor kitchen hookups—all ready for weekend BBQs, family fun, or quiet nights under the stars. Retreat in Style: Owner’s Suite: A spacious primary bedroom with French doors, peaceful outdoor views, and spa-worthy en-suite featuring dual granite vanities, soaking tub, glass block walk-in shower with dual showerheads, and luxurious finishes. Flexible Layout: A split floor plan provides privacy for guests, while upstairs, a bonus room with wet bar and full bath makes the perfect media room, office, or in-law suite—with views that simply can’t be matched. Storage & Convenience: An oversized garage has room for all your toys—cars, golf cart, kayaks, even jet skis—so you’re always ready for your next adventure. Grand Haven Amenities Galore: Live like you’re on vacation every day with access to: 7 Lighted Tennis Courts 4 Five-Star Rated Pickleball Courts 2 State-of-the-Art Fitness Centers with On-Site Personal Trainers Basketball, Bocce & Croquet Courts Miles of scenic trails, a café, social clubs, and more!

Source: STELLAR #FC304895

2,903 sqft
0.26 acres
Single Family
Built in 2000
2 car garage
Air conditioning
Fireplace
Private pool

Open house
Jul 26 • 9AM - 11AM

$2,448/month
Compared to $3,133/mo with 7% bank loan

$257,904
25y 7mo
2.375% 7%
$257,904 at 2.375% (VA)
$0 at 7.875% No GAP financing needed

Payments are estimates and subject to approval. To learn more about rates, contact us.


Payment details
Principal & interest
$1,121
Mortgage insurance
-
Property taxes
$658
Home insurance
$613
HOA fees
$55
Utilities
Not included
Total monthly payment
$2,448

Loan details
Loan type
VA
Remaining balance
$257,904.51
Remaining term
25 yrs and 7 mos

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 24, 2025 09:10 am
Listing provided courtesy of: ADAMS, CAMERON & CO., REALTORS (386) 445-5595
Details provided by STELLAR and may not match the public record.
MLS ID: #FC304895
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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