23 Augusta Trl, Palm Coast, FL 32137
3 beds · 3 baths · 2,903 sqft
This beautifully newly renovated home will leave you breathless as you drive up to the expansive driveway at the cul-de-sac. The stone face and tall pillars welcome you as you enter this extraordinary home. The luxury floors throughout and marble tile floor as you enter along with the grand stairway to the left will have you saying WOW! A fireplace immediately calls to you; come inside and make yourself at home. As you draw near, you step down to the right into the naturally lit dining room. The gorgeous kitchen, complete with island, built in oven and microwave, and wood cabinets will have you planning your next party! But your eyes begin to smile at the beautiful wall to wall windows in the large living room. You then realize the fireplace follows you as it is double sided. You immediately picture yourself in a club chair or chaise relaxing by the fire. To the left, you notice the enclosed pool area, with connections for an outdoor kitchen and television. It calls to you as you open the triple slider and step outside. The stonework and intoxicating sound of the waterfall gives the sense of opulence and tranquility. As your eyes take it all in, you ask, "Are those French doors?" These doors lead to your very own sanctuary. Imagine waking up to the sound of your "oasis" every morning, and that view! As you realize there's plenty of room for a king-sized bed, curiosity of what's down the hall has you excited! The completely renovated en-suite will leave you speechless. This newly renovated spa like en-suite not only has a separate vanity, but separate granite sinks that flank a gorgeous soaker tub! Block glass create a wall for your walk-in shower, tiled throughout and double showerheads. This split floor plan has a unique feature. In the foyer of the 2 bedrooms, you'll find a built-in desk and a 2nd bathroom with a large walk-in shower and glass bowl in the vanity and outdoor access. Everything you could ever need is here! The grand stairway. Where do they lead? This bonus room can be whatever you'd like it to be! Gameroom, Theater, a Speak-easy! Complete with wet bar, full bath and a view of the lake and golf course, the sky is the limit! The garage is large enough for your cars golf-cart, kayak, jet-skis, or whatever! Come and take a look for yourself! Contact me today for your own private tour. Live where how others dream of!
Source: STELLAR #fc304895
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #fc304895
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #fc304895
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.