2293 Medical Center Dr, Perris, CA 92571
3 beds · 2 baths · 1,400 sqft
Another incredible opportunity in the city of Perris. This beautiful two-story home is packed with style, comfort, and convenience, perfect for families and entertainers alike. Featuring NEW flooring throughout the entire home, NEW blinds, Fully Remodeled bathrooms, Fresh Deluxe scuff resistant pain inside, Water filtration throughout the house and extra filtration for cooking and drinking all with new filters, a cozy fireplace in the spacious living room, Remodeled modern-style kitchen with inviting grey wood cabinets, and natural light flowing through well-placed windows. The master suite offers a double vanity bathroom and a walk-in closet, while the additional bedrooms are well-sized for comfort. A two-car attached garage provides convenience, and the expansive patio is perfect for outdoor gatherings and relaxation. Located in a vibrant community, this property offers proximity to essential amenities including hospitals, restaurants, pharmacies, markets, and shopping centers. Enjoy easy access to parks and schools, ideal for families. For outdoor enthusiasts, adventure awaits just minutes away at Lake Perris Campground, Moreno Beach. Plus, for those commuting, the 215 freeway is just 5 minutes away and UCR is about 15 minutes away. Don't miss out on this opportunity to live your best life in Perris! WELCOME TO YOUR NEW HOME!
Source: CRMLS #CV25073105
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: CRMLS #CV25073105
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.