2291 Mission Oak Ter, Grayson, GA 30017
3 beds · 2 baths · 2,398 sqft
Welcome to this meticulously maintained craftsman-style home, nestled on a private lot in desirable Ivey Parc Community. With incredible curb appeal, this home features an oversized front porch with charming stone columns, cedar shake accents, and cedar shutters. The exterior landscaping is conveniently maintained by the HOA, ensuring a pristine appearance year-round. Step inside to discover an inviting interior enhanced with new lighting, hardwood floors throughout the main level, abundant shiplap detail, recessed lighting, and a decorative barn door. The spacious family room boasts a stunning brick fireplace with new gas logs, perfect for cozy gatherings. The kitchen is a chefs dream, featuring custom white cabinetry, stainless steel appliances, granite countertops, eat-in kitchen, sunroom and an abundance of natural light. Main level offers two bedrooms, a full bath, and a versatile office/bonus room along with extra storage space beneath the stairs. Upstairs, the entire second floor is dedicated to the owners suite-a true retreat with luxurious soaking tub, double vanities, and marble countertops. Outside, enjoy a private fenced backyard with a fire pit and an oversized garage for added convenience. With a newer roof and a thoughtfully designed layout, this home is the perfect blend of craftsman charm and modern comfort. Don't miss this incredible opportunity to own a stunning home in Ivey Parc- schedule your showing today! Tax records sq footage is inaccurate!
Source: GAMLS #10482241
Financials
Source: GAMLS #10482241
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.