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$445,000 SIGNIN

Sign in to see required down payment for the 4.5% rate

2285 Mystic Maze Ln, Clermont, FL 34715

3 beds · 2 baths · 1,502 sqft

THE MINNEOLA MARVEL // Welcome to this light and bright 3-bedroom, 2-bathroom home located in the desirable, ever-growing Hills of Minneola. This property offers a blend of modern amenities and a welcoming atmosphere, ideal for those seeking a convenient and vibrant lifestyle. The striking stacked stone entryway and inviting covered porch create an appealing first impression. Inside, you'll find an open floor plan, designed for comfortable living and seamless entertaining. Tile flooring throughout provides a clean, contemporary aesthetic and easy maintenance - no carpet. The private, fully fenced backyard, complete with a covered patio, extends your living space outdoors, perfect for relaxation and gatherings. The interior laundry room features a washer and dryer that convey. Hills of Minneola is a rapidly developing community, offering exciting new developments including a K-8 school scheduled to open later this year and a state-of-the-art hospital and a trendy food hall featuring Crooked Can Brewery planned for 2026, promising even more convenience, vibrancy, and value to Minneola. The location offers a balance of peaceful living and accessibility. Downtown Orlando is just a 30-minute drive via Florida's Turnpike. Plant Street in Winter Garden and downtown Clermont are a short 15-minute drive, offering diverse dining and entertainment options. Easy access to 2 international airports and major theme parks. The neighborhood features desirable amenities, including two playgrounds and a dog park within minutes. A new community pool, clubhouse, and fitness center are scheduled for completion this summer, further enhancing the community's appeal. Being at one of the highest points in Florida, you can enjoy beautiful panoramic views from your backyard. Explore everything 2285 Mystic Maze Lane has and schedule your private showing today!

Estimated
Seller's interest rate
4.5%
7%
Estimated
Monthly payment

$2,432
$2,891
You may also save up to $150,119 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,891 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.5%
Remaining term
27 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,432
Principal & interest
$1,578
Mortgage insurance
$220
Property taxes
$216
Home insurance
$404
HOA fees
$12
Utilities
Not included

Source: Public records

Home details
Size
1,502 sqft
Lot size
0.11 acres
Year built
2022
Type
Single Family Residence
HOA dues
$12.50

Source: STELLAR #O6296933

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:15 am
Listing agent: Kristina Dunn, LLC (941) 284-5167
Listing provided courtesy of: ALL REAL ESTATE & INVESTMENTS (407) 917-8206
Details provided by STELLAR and may not match the public record.
MLS ID: #O6296933
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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