228 Sarezzo Cir, Nokomis, FL 34275
2 beds · 2 baths · 1,518 sqft
Discover the perfect blend of luxury, convenience, and Florida charm with the Tidewater model at Vicenza in Venice, Florida—available now with no builder wait. This upgraded home is designed for those who value both comfort and style, ready for you to move in and start enjoying immediately. Step through a hurricane-impact front door into an elegant living space, featuring a striking coffered ceiling and an upgraded pocket sliding glass door that extends your living area onto the expansive, screened lanai. Ideal for outdoor entertaining, this space includes a gas stub for effortless grilling and a peaceful, private retreat right at home. The heart of this residence is the chef’s kitchen, thoughtfully appointed with upgraded cabinetry, gleaming quartz countertops, and a decorative island panel. Under-cabinet lighting and a sleek backsplash bring a refined touch to the space, complemented by glass doors on the pantry and den that add a modern, open feel. Throughout the home, upgraded recessed lighting provides a bright, welcoming ambiance that enhances each room's character. Relax in the luxurious master suite, where a custom closet system and fully upgraded bath create a private sanctuary. The en-suite bathroom features Corian countertops and a beautifully tiled shower that extends to the ceiling for a spa-like experience. High-quality upgrades continue throughout, including board and batten accent walls, an epoxy-coated garage floor, and a charming stone wall with an electric fireplace for cozy Florida evenings. Located in the beloved community of Venice, this home offers more than just beautiful interiors. Venice is celebrated for its Gulf Coast beaches, including Venice Beach, known as the “Shark Tooth Capital of the World,” plus a range of golf courses, nature trails, and parks for outdoor adventure. With downtown Venice just a short drive away, enjoy boutique shopping, vibrant dining options, and year-round cultural attractions in one of Florida’s most desirable coastal towns. Ready to embrace the Florida lifestyle? This move-in-ready home is waiting to welcome you.
Source: STELLAR #a4627362
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4627362
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4627362
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.