228 Sandhill Ln, Jefferson, GA 30549
4 beds · 3 baths · 2,984 sqft
WATER VIEWS and COMPREHENSIVE WARRANTY! Welcome to your move-in ready dream retreat in one of Georgia's most sought-after communities. Nestled in the highly rated Jefferson City School District, this property perfectly balances convenience-with easy access to I-85 and Athens Highway-and tranquility, offering a peaceful escape from the hustle and traffic of the city. Perched on a scenic hilltop just beyond the property line, this luxurious modern farmhouse-style home boasts breathtaking views of a picturesque pond and conservation area fed by the Middle Oconee River, framed by stunning ridgeline vistas. Meticulously maintained and brimming with thoughtful upgrades, this home seamlessly blends timeless Southern charm with modern amenities in a serene setting at the foothills of the North Georgia mountains. Step inside to an open, airy floor plan designed for effortless living and entertaining. The main level features a spacious great room flowing into a gourmet kitchen with a large work island, bar seating, and an expansive walk-in pantry. A versatile bedroom with a full bath on the main floor offers flexibility for guests or multi-generational living. Upstairs, the luxurious primary suite serves as a personal retreat, featuring a spa-inspired bathroom with a frameless glass, dual-head tile shower. Smart home features, including Ring security compatibility and a Kwikset Halo lock, add convenience and peace of mind. With four bedrooms, three bathrooms, and two additional flex spaces, this home is adaptable to your needs, offering options for a formal dining room, media room, home office, or study space. This home includes upgrades rarely found in new builds. The fully established Bermuda lawn is lush, thick, and weed-free, complemented by a four-zone Rainbird irrigation system for easy care. A professionally stained fence with a 10-year treatment surrounds the yard, while sealed concrete surfaces and complete landscaping provide both function and curb appeal. Thoughtful interior additions include custom storage solutions, a farmhouse dinette, bar stools, a large credenza, and a high-end refrigerator-all included. The HVAC system has been upgraded with enhanced tonnage, attic insulation, and an additional return, while dual power sources (natural gas and electric) ensure comfort and reliability year-round. For added convenience, the property features three gates-including a double gate-and built-in stairs, making it easy to navigate the grounds. Outdoor living is truly special here. An expansive covered back porch with a cozy fireplace and TV hookups is perfect for relaxing evenings or lively game-day gatherings. Custom-built steps lead to a charming tree swing, while the backyard opens up to a conservation area leading to the pond, creating the feel of nearly an acre of space to enjoy. With views from every back window, the natural beauty of the surroundings is always within sight. The oversized three-car garage and driveway provide ample parking for up to nine vehicles, making it ideal for entertaining. Beyond the home, the vibrant community offers exceptional amenities, including two resort-style pools: one with a waterslide, mushroom fountain, and playground, and another with lap lanes, covered areas, and grills, both with restrooms. Proximity to multiple major grocery stores, dual high-speed internet providers, and scenic outdoor spaces makes this home as practical as it is beautiful. This exceptional property offers the rare opportunity to own a meticulously upgraded home in one of Georgia's safest and most vibrant communities. Don't miss out-ASK ABOUT THE AMAZING INCENTIVES AND SCHEDULE YOUR SHOWING TODAY!
Source: GAMLS #10410194
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10410194
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10410194
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.