228 Puzzle Pass, Spring Branch, TX 78070
3 beds · 3 baths · 3,110 sqft sqft
Welcome to Casa Milagro, your dream oasis, where extensive professional landscaping featuring 18 elegant palm trees enhances the beauty of this Spanish Tuscan-style home. Nestled with breathtaking views of Canyon Lake and the Guadalupe River, this residence is perfect for those who appreciate the finer side of lake living. As you arrive, a long driveway lined with palms leads you to a spacious circular drive, creating an inviting entrance. Inside, enjoy seamless access to the stunning pool area through any of the 10 sets of French doors, equipped with invisible screens that blend comfort with elegance. The plantation shutters throughout the home offer both privacy and style. Experience the ultimate in outdoor entertainment with an impressive hard-wired sound system that spans the interior and exterior. Relax under the shade of three static window awnings and five retractable Sunsetter awnings, while two manual sun shades provide additional comfort. The outdoor space is designed for leisure and enjoyment, featuring two poolside TVs, a swim-up bar, and two beach entries and tanning ledges that make your pool experience truly exceptional. With poolside speakers and over 1,300 square feet of covered patio, you'll have ample room for gatherings. The gated and beautifully landscaped courtyard adds to the charm, while the epoxy garage floor and built-in ceiling storage enhance functionality. A 50 AMP RV plug outside the garage accommodates all your outdoor adventures. Indulge in entertainment with five TVs throughout the house and a sophisticated wine grotto for your collection. Relax at the neighborhood lakefront park, and just outside the neighborhood is boat-ramp 23, which provides easy access to water activities, making this the perfect location for lake enthusiasts. This incredible entertainment house combines luxury, comfort, and picturesque views, creating a lifestyle you won't want to miss. Experience the best of lake living today!
Source: SABOR #1813101
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1813101
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1813101
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.