2272 Rose Blvd, Winter Haven, FL 33881
3 beds · 2 baths · 1,690 sqft
Get a free consultation call with an expert in the mortgage assumption process.
PRICE REDUCED BY $12,000—NOW BELOW RECENT APPRAISAL! Nestled in the heart of Winter Haven, the Chain of Lakes City, this beautifully maintained just 5-year-old home offers modern comfort in a charming and friendly neighborhood. With LOW HOA FEES and NO FLOOD ZONE, this is the perfect opportunity for first-time homebuyers, families, or anyone looking for a nearly new home at an incredible value. Designed for both style and efficiency, this home features transferrable energy-saving SOLAR panels, a fully FENCED YARD with durable vinyl fencing, and a screened front entry and patio. Inside, the oversized kitchen boasts substantial cabinets, TWO PANTRIES, and plenty of space for cooking and entertaining. Large windows throughout fill the home with natural light, creating a bright and inviting Florida atmosphere. The primary ensuite bedroom is a true retreat, complete with double windows, a spacious closet, and a beautiful ensuite bathroom with custom cabinetry and an extra closet. The split-bedroom layout ensures privacy, while the welcoming foyer opens into a spacious living area that flows seamlessly into the kitchen, breakfast bar, dining area and OPEN FLOOR PLAN. With a fully screened lanai, large storage shed, and private fenced yard, this home combines modern living, sustainability, and affordability—don’t miss this incredible opportunity!
Source: STELLAR #TB8301410
Source: STELLAR #TB8301410
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.