2271 Rolling Trl, Lithonia, GA 30058
4 beds · 3 baths · 1,596 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Your Dream Home Awaits! A Must-See! This stunning 3-bedroom, 2.5-bathroom townhome with a walkout basement is the perfect blend of modern luxury and unbeatable location. Step into a world of elegance and comfort as you enter this beautifully updated townhouse, where every detail has been thoughtfully designed to create a seamless living experience. Gourmet Kitchen Excellence : Your culinary dreams come true in the spacious gourmet kitchen, featuring a sleek granite island that's perfect for both meal prep and casual dining. Refined countertops, gleaming 42" cabinets, and stainless-steel appliances provide an upscale cooking experience, while an abundance of storage ensures everything has its place. The kitchen flows effortlessly into the family room, where a cozy fireplace invites you to unwind in style. Open and Inviting Family Room: The family room is expansive, designed for both intimate family gatherings and lively entertainment. With an open-concept layout, this space offers an ideal setting for creating lasting memories. Adjacent to this area is a charming half bath, discreetly tucked away for your convenience. Relax on Your Private Balcony: Step outside to your tranquil, private balcony-a perfect retreat to sip your favorite glass of wine or simply relax in the fresh air, make this space your own personal oasis. Lavish Master Suite: Upstairs, the spaciaous master suite welcomes you with its soaring tray ceiling, and luxurious French doors that lead into the en-suite bathroom. This spacious and peaceful retreat offers a relaxing sanctuary to unwind at the end of the day. Additional Bedrooms and Full Bath: The two additional bedrooms are generously sized, each offering comfort and versatility. They share a beautifully appointed full bathroom. A convenient, spacious laundry room is also located on this level, tucked away on the main hallway for easy access. Partially Finished Walkout Basement: The lower level is a hidden gem, featuring a partially finished walkout basement that offers endless possibilities. With plenty of room for an additional bedroom, family room, or office, this flexible space also provides direct access to a private fenced backyard-an ideal spot for outdoor activities or simply relaxing in privacy.
Source: GAMLS #10471436
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10471436
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.