2270 Cobble Creek Ln, Grayson, GA 30017
5 beds · 4 baths · 4,056 sqft
Welcome to 2270 Cobble Creek Ln in the highly desirable Grayson School District! This stunning single-family home offers an unparalleled combination of space, comfort, and style. With 5 bedrooms, 3.5 bathrooms, and a finished basement, this 3-story home is perfect for families of all sizes. As you enter the property, you will be greeted by a spacious and inviting foyer. The main level features a modern and open concept floor plan, with a large family room with cozy fireplace, formal dining room, and den. The gourmet kitchen is sure to impress even the most discerning chef. The kitchen boasts all stainless steel appliances and has ample cabinet space with a separate pantry in the laundry room off the kitchen. Upstairs, you will find a luxurious master suite complete with a spa-like bathroom. An ensuite with fireplace. Huge walk-in closet too! Boasts a 12-foot tray ceiling in the master bedroom. The additional bedrooms are generously sized and offer plenty of space for relaxation and privacy. Downstairs in the finished basement you will find a kitchenette, full bath, 1 bedroom, living room, and impressive library/office. The basement also has an attached sunroom with fireplace. A nice addition to all this is a climate controlled 10x20 storage space. Outside, the fenced backyard provides a safe and serene space for outdoor activities and huge deck for entertaining. The expansive driveway offers plenty of parking space for you and your guests. Now, let's talk about the neighborhood. Cobble Creek Ln is conveniently located within close proximity to some of the best amenities and attractions in the area. Just a short drive away, you will find Grayson City Park, offering tennis courts, walking trails, and picnic areas. Grayson High School and Grayson Elementary School are also within walking distance, making this property ideal for families with children. For those who enjoy dining out, you'll be pleased to know that there are plenty of fantastic restaurants nearby. From cozy cafes to elegant fine dining establishments, there is something to satisfy every palate. Don't miss your chance to own this exceptional property in the heart of Grayson. Schedule your private showing today and experience the best that this home and neighborhood have to offer. Call now to find out more information and make this house your new home!
Source: FMLS #7443451
Source: FMLS #7443451
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7443451
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.