2264 Winding Way, Tucker, GA 30084
3 beds · 2 baths · 1,437 sqft
Charming Tucker Gem! Welcome to 2264 Winding Way in Tucker, GA-a 3-bedroom, 2-bathroom beauty brimming with character and comfort! A lovely quintessential brick ranch perched on a spacious lot with an unfinished basement. Step inside and fall in love with the gorgeous original hardwood floors, adding warmth and charm throughout. The sun-filled living area is perfect for cozy nights in or hosting friends, while the bright kitchen, sprinkled with copper accents, awaits your culinary skills. The primary suite provides a peaceful retreat, and the additional bedrooms offer plenty of space for family, guests, or a home office. And let's not forget that unfinished basement, a perfect canvas for your dream space-whether it's a media room, home gym, or extra storage. Love the outdoors? You'll love this backyard! The expansive, fenced-in space offers plenty of room for entertaining, gardening, or simply unwinding. Fire up the grill, snuggle up in a cozy seating area, or create your own personal oasis under the stars. The covered patio provides the perfect shady retreat for morning coffee, sipping sweet tea or an evening cocktail, no matter the weather. But the perks don't stop there- just around the corner, located behind this home is Winding Vista Swim and Tennis Club! Be sure to get that optional pool membership and enjoy lazy summer days by the pool, friendly tennis matches, and neighborhood gatherings, all just steps from your backyard. Located in the heart of Tucker, GA, this home offers easy access to everything Tucker, where you can enjoy true southern comfort at Matthew's Cafeteria, getting your caffeine fix at Corner Cup Coffee, a stacked burger at your Local No. 7, a bubbly brew at Tucker Brewing, boutique shopping, and lots of lively community events. Love the outdoors? Henderson Park and its scenic trails are just minutes away, along with the ever-popular Tucker Farmers Market. Plus, with quick access to I-285 and Hwy 78, you're just a short drive from Atlanta, Decatur, and beyond! With its unbeatable location, classic charm, and room to grow, 2264 Winding Way is the perfect opportunity for a first-time homebuyer, savvy investor, or anyone looking to create their dream home. Don't wait-schedule your tour today and make this Tucker treasure yours!
Source: FMLS #7545811
Financials
Source: FMLS #7545811
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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