2264 Emerald Springs Dr, Apopka, FL 32712
4 beds · 3 baths · 2,111 sqft
Welcome to this captivating 4-bedroom, 2.5-bathroom residence, where comfort meets elegance. As you step inside, you're greeted by a bright and airy open floor plan that seamlessly blends style and functionality, perfect for both entertaining and everyday living. Imagine hosting gatherings in your stunning living area, highlighted by a spectacular in-wall aquarium that adds a touch of tranquility and sophistication. The second-floor loft offers a versatile space for fun or and/cozy movie nights, ensuring there’s always room for laughter and joy. Need a dedicated workspace or a game room? The enclosed, air-conditioned bonus room is the ideal solution, providing a peaceful retreat for productivity or leisure. This gorgeous modern home is situated just minutes from the stunning Wekiva Springs State Park, you can enjoy outdoor adventures with hiking, swimming, and picnicking in a picturesque natural setting. Additionally, the Apopka City Center is nearby, featuring a variety of shops, parks, and recreational facilities perfect for weekend outings. When it comes to dining, Apopka has an array of delicious options to satisfy any craving. Indulge in authentic Italian cuisine at the beloved Crave at Rock Springs or enjoy casual dining at Millers Ale House, known for its mouth-watering burgers and friendly atmosphere. For those who love Mexican flavors, Garibaldi offers a delightful array of traditional dishes, perfect for a night out or takeout. This home is not just a place to live; it's a canvas for creating cherished memories. Come see for yourself how this beautiful property can elevate your lifestyle and be the backdrop for your new adventures!
Source: STELLAR #o6251110
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251110
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251110
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.