2262 Fews Chapel Rd, Greer, SC 29651
4 beds · 3 baths · sqft
Welcome to 2262 Fews Chapel Rd, a truly one-of-a-kind 4 bedroom 3 bath custom home nestled on over 2 acres of picturesque land. Attached 20x40 workshop with power that can also be used as a garage. As you enter, you are immediately greeted with a bright and inviting atmosphere throughout. The living room boasts soaring ceilings and a cozy fireplace, making it the perfect place to unwind. The chef-inspired kitchen features stunning quartz countertops and top-of-the-line stainless steel appliances—ideal for both everyday meals and entertaining. The primary bedroom, conveniently located on the main floor, is a luxurious retreat. It includes a spa-like bathroom with sophisticated modern tile, granite countertops, a separate garden tub, and a sleek, frameless glass shower—creating a serene escape for relaxation. Upstairs, you’ll find three additional bedrooms, each offering ample space and flexibility. The thoughtful design of the space allows for endless possibilities. Current owners utilize one of the bedrooms as a home theater currently. Step outside into the entertainer’s dream— a spacious, enclosed patio that seamlessly flows into a beautifully landscaped backyard, complete with wooded areas that provide both privacy and opportunities for outdoor activities. Whether hosting gatherings or simply enjoying the peace and tranquility of nature, this home is designed for making memories. This charming home has the perfect blend of comfort and functionality, featuring an extra attached garage that provides a versatile space ideal for a workshop, storage, or additional parking. Whether you’re a hobbyist, car enthusiast, or in need of extra room for tools and equipment, this spacious garage is ready to accommodate your needs. With its custom finishes, thoughtful design, and expansive outdoor space, this home is truly unlike any other.
Source: GREENVILLESC #1551774
Source: GREENVILLESC #1551774
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.