2260 Pickford Cir, Apopka, FL 32703
5 beds · 4 baths · 3,091 sqft
We are proud to bring to market this fully renovated (over $300,000 in recent upgrades!) move in ready home in the exclusive waterfront enclave of Lake Heiniger Estates! Featuring 5 bedrooms, 4 full bathrooms and a 3-way split floor plan this home has been meticulously renovated with new 30 year architectural shingle roof (2023), new double pane tinted impact resistant hurricane rated high efficiency windows (2024), new primary bathroom with dual vanity, massive shower featuring waterfall showerhead, LED lighting and full body jets (2023), new massive primary closet by California Closets with built in vanity (2023), new vanities in all bathrooms with solid surface counters (2023), new toilets throughout (2023), new floors on first floor(2023), new kitchen luxury level 5 quartz counters with waterfall edge (2023), new Bosch dishwasher, LG Thin Q refrigerator, new LG Thin Q Washer/Dryer, new app controlled led lighting heated salt pool with sports flooring (two shallow ends with middle deeper), waterfall, luxury lounge shelf, spa, paver patio, pool cage and exterior landscaping and wood ceiling on covered entertainment area(2023), new vinyl low maintenance privacy fencing (2023), two new Carrier a/c's weeks old with app controlled Nest thermostats (2024), 2 new app controlled garage door openers (2023), shelving in massive 3 car garage with single car stall currently being used as a gym with mounted tv, new interior paint (2023), new laundry room all wood cabinets with soft close drawers, subway tile backsplash, luxury level 5 quartz countertop and hanging drying area. The floor plan lends itself to entertaining with formal living room, formal dining room, and kitchen that overlooks the massive family room that features Sonos Home Sound System. The rear bedroom / bathroom offers access to the pool for a dedicated pool bathroom. The upstairs suite allows for guests to enjoy privacy with their own en suite bathroom and new separate Carrier a/c (2024) and new carpet. Lemon, lime & orange trees in backyard with proper french drainage to ensure no flooding. This house has it all with all updates completed to please the pickiest buyer. Whole house generator hookup! Homes like this DO NOT EXIST in this market at this price! **Don't miss the immersive virtual tour**
Source: STELLAR #o6233166
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6233166
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6233166
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.