226 King George Rd, Ponder, TX 76259
3 beds · 3 baths · 2,030 sqft
This Gorgeous Home That Has It All! Welcome to your dream home, where elegance meets modern convenience. This meticulously maintained property is packed with premium features, luxurious upgrades, and spaces designed for relaxation, entertainment, and everyday living. Stunning Interior Features Open Floor Plan with a bright, spacious layout perfect for hosting guests or spending time with family. Gourmet Kitchen is Equipped with a large island, stainless steel appliances, and an energy-star dishwasher, this kitchen is a chef’s delight. The primary bedroom includes generous his and hers walk-in closets, the master bath boasts a soaking tub, separate shower, and dual vanities for a spa-like retreat. Functional Living Spaces include a Large utility room with ample cabinetry for storage and a cozy office for working from home or enjoying quiet moments. Outdoor you can find Covered Patio & Upgraded Stone Patio with beautiful spaces for outdoor dining and entertaining, Pergola with Firepit, Bench & Swings that is perfect for cozy evenings under the stars or gatherings with friends and family, Built-In Outdoor Grill is ideal for summer BBQs, all set in a beautifully landscaped yard. Enjoy peace of mind with a new HVAC (2023), a water heater (Jan 2025), and foundation repairs (Dec 2024) with a transferable warranty. Additional upgrades include a water filtration system (installed 3 years ago), wired high-speed internet, individually labeled water valves, ADT security (2022), and a transferable home warranty covering major systems and appliances**. **Bonus features: a water softener, whole-home water distribution system, built-in surround speakers, and a garage workshop enhance comfort and convenience. This home is move-in ready, offering a perfect blend of luxury, functionality, and modern convenience. Every detail has been thoughtfully designed, from the spacious interior to the stunning outdoor spaces. The Home You’ve Been Waiting For!
Source: NTREIS #20829734
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20829734
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.