226 Brunswick Dr, Davenport, FL 33837
4 beds · 3 baths · 2,358 sqft
Welcome to 226 Brunswick Drive, a stunning 4-bedroom, 3-bathroom home in the heart of Davenport, Florida, offering luxury living in a serene water lot setting with no rear neighbors. As you approach, you'll appreciate the spacious 3-car garage, providing ample parking and storage. Upon entering, the open floorplan immediately invites you in, with an expansive layout perfect for both relaxation and entertainment. The gourmet kitchen, featuring a massive center island, becomes the hub for gatherings, making it ideal for hosting friends and family. The split floorplan ensures maximum privacy, with bedrooms thoughtfully placed to create functional spaces for everyone. The living areas are adorned with sleek tile flooring, offering a modern and cohesive look throughout. Each of the four bedrooms is generously sized, providing plenty of room to unwind. The master suite serves as a personal retreat, with its own private access to the pool area. The en-suite bathroom boasts a relaxing garden tub, double sinks, and plenty of counter space, offering a spa-like experience. Step outside to discover the highlight of this home—an enclosed extended patio with a gorgeous saltwater pool, perfect for cooling off on hot Florida days. The entire backyard is fully enclosed, offering privacy and the ideal space for outdoor dining or lounging, with tranquil water views as your backdrop. With no rear neighbors, this peaceful oasis becomes your own private paradise. This home combines the best of indoor and outdoor living, making it a must-see for anyone seeking a blend of comfort, style, and seclusion in the heart of Davenport. This home is situated Providence which is award winning. The community hosts many events from food truck nights, to bingo nights! There are two pools, one Jr Olympic, the other a zero entry with slides, gorgeous fitness center, dog park, playground, sidewalks throughout, and the neighborhood is golf cart friendly. It is also 24 hour guard gated and there is a beautiful golf course winding throughout. The community also has the Blue Heron restaurant and bar that has views of the course! Great place to live and play!
Source: STELLAR #S5113882
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #S5113882
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.