22591 Norwalk Sq, Ashburn, VA 20148
4 beds · 4 baths · 2,164 sqft
Welcome home to popular Moorefield Station! Located in the heart of Ashburn, this gorgeous townhome boasts an open and thoughtfully designed floorplan with abundant natural light and modern elegant finishes on all three levels! On the main level of the home, discover a spacious living room with elegant crown molding, a sophisticated ceiling fan, and floor-to-ceiling windows filling the space with natural light. Gleaming hardwood floors flow seamlessly into the stunning kitchen, featuring rich wooden cabinets, sleek granite countertops, and stainless steel appliances including a wall oven and microwave. Pull up a stool to the oversized island bar for a casual meal, or move to the light-filled dining room to host a family celebration or dinner party. With this show-stopping kitchen in the center of the home, this floorplan is truly ideal for entertaining. Upstairs you’ll find the luxurious primary bedroom suite, boasting a stunning tray ceiling and massive walk-in closet with a custom closet system (that includes a lifetime transferable warranty). The en suite bathroom is modern and pristine, featuring a wide double sink vanity and step-in shower with built-in seat. Both additional bedrooms on this level include high ceilings and wide closets with their own closet systems, and share access to the second full bathroom in the hallway. Convenient bedroom-level laundry rounds out this floor of the home. Downstairs on the lower level you’ll find a rare entry-level bedroom with a handsome attached bathroom, a perfect quiet spot for guests or a home office. On the back of the home, step out onto your private Trex deck to sip your morning coffee or enjoy outdoor dining! The two-car garage with overhead racks gives you plenty of space for both parking and storage. Water softener conveys. Community amenities include an outdoor pool, on-site fitness center, club house, professional landscaping, pet stations, and visitor parking. Close to everything you need! Just minutes to Harris Teeter, Brambleton Town Center, Loudoun Station, Regal Cinemas, Dulles Landing, Lyndora Park, Dulles South Recreation Center, StoneSprings Hospital Center, and Dulles Airport. Quick access to the Ashburn Metro Station, Loudoun County Parkway, Dulles Toll Road, Route 50, Route 28, and Fairfax County Parkway for ease of travel around Northern Virginia. Sellers request rent-back through the end of May. Schedule a private tour of your gorgeous new home today!
Source: BRIGHT #VALO2092068
Financials
Source: BRIGHT #VALO2092068
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
