VA loan
1 of 69
VA loan

2258 Crystal Falls Way, Orlando, FL 32824

4 beds · 2 baths · 1,731 sqft

Under contract-accepting backup offers. 2258 Crystal Falls Way is a beautifully upgraded 4-bedroom, 2-bathroom home that perfectly blends modern elegance, smart technology, and functional living. Located in a highly desirable community just 4.7 miles from Lake Nona Downtown, 30 minutes from Disney, and near Orlando International Airport, this home offers both luxury and convenience. Plus, it’s just 1 mile from the newly built Stonewyck Elementary, making it an excellent choice for families! As you arrive, the manicured landscaping, mature front trees, and extended driveway create an inviting entrance. Inside, the bright and spacious open-concept living and dining area is bathed in natural sunlight, with crown molding throughout the entire home adding a refined touch. The chef’s kitchen is a dream, featuring stainless steel appliances, granite countertops, 42-inch light-colored cabinets with crown molding, a breakfast bar, and recessed lighting. Upgraded dimmable light switches throughout the home allow you to set the perfect ambiance, while the primary bedroom is equipped with motion-activated lighting for added convenience. With wood-like tile and ceramic flooring throughout—no carpet!, this home is both stylish and low-maintenance. One of the four bedrooms, located near the entrance, is ideal for a home office while still serving as a full bedroom with a closet. The primary bedroom is a private oasis, featuring a walk-in closet with an upgraded custom closet design and a fully remodeled en-suite bathroom. The bathroom boasts porcelain tile, upgraded mirrors, a glass-enclosed shower, modern finishes, and an elegant upgraded barn door with high-end hardware, adding a touch of rustic sophistication. Step outside to your fully fenced vinyl backyard, a spacious retreat with a playground and trampoline, perfect for families and pets. The covered screened patio provides an excellent space for relaxing or entertaining guests year-round. This home is located in a wonderful community that offers a beautiful pool, a full playground, and plenty of green spaces, making it ideal for outdoor enjoyment. Additional highlights include a washer and dryer, plus easy access to top-rated schools, shopping, and dining. With its high-end upgrades, smart features, and prime location near Lake Nona and major attractions, this home is a true gem. Schedule your private tour today and make it yours!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$1,678
Principal & interest
$1,019
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,731 sqft
Lot size
0.13 acres
Year built
2005
Type
Single Family Residence
HOA dues
$60.00

Source: STELLAR #O6290326

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: Apr 20, 2025 07:26 am
Listing agent: Lisell Melo (407) 690-4973
Listing provided courtesy of: SERHANT (646) 480-7665
Details provided by STELLAR and may not match the public record.
MLS ID: #O6290326
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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