2252 Shadowland Loop, Winter Park, FL 32792
3 beds · 3 baths · 1,755 sqft sqft
One or more photo(s) has been virtually staged. Welcome to Your Dream Home at The Enclave at Hawk's Crest! Discover this beautifully maintained 3-bedroom, 2.5-bathroom townhome in the sought-after gated community of The Enclave at Hawk's Crest. This move-in-ready home boasts an open floor plan with spacious living areas, perfect for modern living and entertainment. Upon entry, you are greeted by the stunning natural light filling the large living room, which flows seamlessly into the dining area and gourmet kitchen. The kitchen features granite countertops, stainless steel appliances, and a large center island, perfect for preparing meals or hosting friends and family. A half bath on the main level adds to the convenience of this floor plan. Upstairs, you’ll find a luxurious primary suite with tray ceilings, a spacious walk-in closet, and an ensuite bathroom featuring dual vanity, granite countertops, and a large walk-in shower. The other two bedrooms share a modern full bathroom. The bedrooms are ideal for an office, home gym, or playroom. Explore endless possibilities with your imagination. The home has thoughtful upgrades, including ceiling fans in all rooms, ample storage, and upgraded fixtures. Step outside to the screened-in lanai, perfect for morning coffee or relaxing in the evening while enjoying the privacy of your backyard. Additional features include a two-car garage and an upstairs laundry room with high-efficiency appliances. Residents enjoy access to resort-style amenities, including a sparkling community pool, fitness center, playground, and picnic area. The community also offers serene views of the lakes and ponds with walking trails, making staying active and connected with nature easy. This townhome offers the perfect combination of luxury, convenience, and community. Situated in a prime location near schools, shopping, dining, and major highways, this property won’t last long! Don't miss the opportunity to make this townhome your own!
Source: STELLAR #o6243641
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6243641
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6243641
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.