225 Worcester Ln, Easley, SC 29642
4 beds · - baths · sqft
COME HOME FOR THE HOLIDAYS TO EASLEYS SOUGHT AFTER HAMILTON PARK SUBDIVISION! This amazing family home has 4 large bedrooms, an office/study, and a FLEX ROOM, so there is plenty of space for the entire family. Need an OPEN CONCEPT KITCHEN and BREAKFAST AREA for holiday entertaining? The kitchen is a spacious 23x17 with sit up island that has been updated with butcher block countertop and stainless appliances. There is plenty of storage off the kitchen, with two pantry closets and more storage access under the stairs. As you walk in you will see the cozy family room with freestanding fireplace and large screen TV that conveys with the house. The MASTER ON THE MAIN has multiple closets as well as a full bath with GARDEN TUB, dual vanities, and two more storage closets for linens. On the second floor you will find 3 nice size guest bedrooms, a full bath, office/study, and a large FLEX ROOM with lots of natural light. COVERED PATIO off the kitchen opens to the fully FENCED BACK YARD that is perfect for summer BBQS while the kids play. Situated on a cul-de-sac street in an established neighborhood with a community pool/playground for the kids to enjoy! This home is MOVE IN READY! Minutes from HWY 153 and HWY 123 shopping, restaurants, and businesses, as well as easy access to I-85 and downtown Greenville. You can be celebrating Christmas in your new home this year!
Source: GREENVILLESC #1541713
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1541713
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1541713
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.