225 Arbor Creek Way, Roswell, GA 30076
5 beds · 4 baths · 4,320 sqft
Offered completely furnished for $1,100,000. Welcome to 225 Arbor Creek Way. A rare find, this home was originally the builder's of Arbor Creek neighborhood. Nestled in a cul de sac in the highly sought after Milton School Cluster and the close knit community of Roswell, this one of a kind 5 bedroom, 3.5 bathroom pool home is an absolute showstopper. A mere 6 minutes from downtown Alpharetta and 10 minutes from Avalon, this home offers the perfect blend of convenience and luxury, delivering everything you would expect in a Buckhead estate. The chef’s kitchen is a true centerpiece, featuring stainless steel appliances, sleek countertops, and ample space to entertain guests or enjoy family meals. The piano room opens seamlessly to a formal dining room that seats 12, perfect for hosting holiday parties or intimate gatherings. Custom moldings, built-in wine displays, and built-in speakers on every level elevate the home’s entertaining potential, while skylights that open at the touch of a button flood the keeping room with natural light. With a back deck built with TREX decking off the kitchen, enjoy another outdoor space to grill or relax. Upstairs, The oversized master suite features an opulent en suite bathroom that rivals the finest spa experiences, complete with a soaking tub, rain shower, and heated floors. Three additional bedrooms, each with walk-in closets, are located on the upper level, while a fully renovated laundry room ensures laundry day is a breeze. The backyard is your personal oasis. Skip the vacation, this home has everything you need to unwind and entertain. A massive stone outdoor kitchen with built in XL Green Egg Smoker, single top burner, Gas Grill, Refrigerator and sink will have you cooking outdoors all year long. Unwind any time in the heated saltwater pool and spa. The covered seating area is perfect for hosting friends and family and relaxation. The entire backyard is equipped with top of the line artificial turf, a $35k upgrade that will save you thousands in landscaping costs each year. A built-in, remote-controlled mosquito system keeps the outdoors comfortable and enjoyable year-round. The newly refinished terrace level, completed less than a year ago, is an extension of the home. Featuring a wine cellar, full bath with heated floors, another bedroom with a built in Murphy bed, 3 "homework" stations and more. The stunning built in quartzite stone bar is a piece of art that encompasses a two-burner cooktop, sink, ice maker, and microwave, ensuring you never have to leave the basement to entertain. This space is perfect for movie nights, game nights, entertaining or a night in. The ceilings are adorned with intricate and extensive millwork, making it feel like a private theater. The billiards and ping pong table is illuminated with LED lighting. The thoughtfully built home office features elegant wood cabinetry and opens directly to the pool area, with steel and glass bi-fold doors that allow you to enjoy the lush surroundings while you work. Complete with a new roof in December 2024, 225 Arbor Creek is move in ready for the discerning buyer.
Source: FMLS #7526860
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7526860
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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