22431 E Peakview Dr, Aurora, CO 80016
4 beds · 3 baths · 4,216 sqft sqft
***MAJOR PRICE IMPROVEMENT*** Welcome to 22431 E Peakview Drive, a totally renovated and updated custom ranch style home situated on a golf course! The tall entry door brings you into an open floor plan completed with "wood look" tile floors and a beautifully appointed Foyer with custom metal railing. The family room is surrounded by windows, bringing in an abundance of natural lighting and amazing views. The gourmet kitchen is highlighted with granite counters, maple cabinets, stainless steel appliances and range hood, and counter seating at the oversized island. The primary bedroom is accessed by double doors and leads into a cozy and inviting space completed with a 5-piece bath and a walk-in closet. The primary ensuite features double sinks, quartz counters, heated floors, a large soaking tub, an expanded frameless euro glass shower, custom tile walls, stone floor, and a body shower panel, making relaxation an easy priority. The large office space has glass panel French doors and can be used as an office, den, or converted into a third main floor bedroom. The secondary bedroom is located on the opposite side of the home from the primary bedroom, offering privacy and space. The BRAND NEW fully finished basement doubles your square footage and is highlighted with 10-foot-high ceilings and 10 extra-large windows that flood the space with natural light. This space features LVP flooring, an enormous open great room, kitchen/wet bar, two large bedrooms, a full bathroom, gym/bonus room, and tons of storage space! Oh, and don't forget about the hideaway space under the stairs. A newer furnace and A/C, whole house water filter and softener system, radon mitigation system, concrete roof, and sump pump bring peace of mind while the covered stone back patio provides privacy and views of the golf course and wildlife. Located in a central location and in the Cherry Creek School District, this home is a must see! Book your tour today.
Source: RECO #4759993
Interest rate and monthly payment estimated based on public records.
Source: RECO #4759993
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4759993
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.