VA loan
1 of 51
VA loan
$875,000
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2243 Winding Vw, San Antonio, TX 78260

4 beds · 4 baths · 4,472 sqft

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Get a free consultation call with an expert in the mortgage assumption process.

Tucked away in the serene, guard-gated community of Summerglen, this exceptional residence offers the perfect blend of elegance, comfort, and privacy. Set on nearly half an acre along the tree-lined streets of this sought-after neighborhood, this 4,472 square foot hill country-style home is a rare find. From the moment you step onto the charming, long covered front porch, the inviting ambiance is undeniable. Inside, you're greeted by a spacious entryway with hand-scraped hardwood floors and a stunning view straight through to your tree-studded backyard oasis-privacy and tranquility await at every turn. To your left, behind elegant double doors, lies a private study ideal for working from home or quiet reflection. To your right, a generous formal dining room sets the stage for memorable gatherings. The heart of the home is the expansive living area, flooded with natural light and anchored by a striking floor-to-ceiling stone fireplace-a true centerpiece that brings warmth and character. The open-concept design flows effortlessly into a beautifully updated chef's kitchen, complete with stainless steel appliances, custom cabinetry, and a cozy breakfast nook where mornings begin with peace and sunlight. The main-level primary suite is a private retreat, featuring serene backyard views, a spa-inspired bath with a soaking tub and separate shower, and ample dressing space framed by floor-to-ceiling mirrors. Upstairs, discover three spacious guest bedrooms, including a secondary suite with a private bath and scenic views. The oversized game room offers versatility for entertainment, fitness, or media, and opens to a second-story balcony-perfect for enjoying the peaceful, elevated "treehouse" feel. Outside, the expansive over 1000 square feet of flagstone decking provides room to breathe, play, and unwind. Whether you're hosting a barbecue or enjoying a quiet evening under the stars, this is the private sanctuary you've been searching for. Located just 28 minutes north of downtown San Antonio, Summerglen is a luxury community known for its impressive architecture, rolling hills, and canopy of shady oaks. Residents enjoy access to exclusive amenities including a park with pavilion, tennis and basketball courts, jogging trails, picnic areas with barbecue pits, and more. Conveniently close to the Village at Stone Oak, top-rated NEISD schools, premier shopping, dining, and healthcare-including Baptist Emergency Hospital-this home truly has it all. Don't miss this opportunity to own a slice of hill country paradise in one of San Antonio's most prestigious neighborhoods. Schedule your private tour today.

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$3,521
$4,757
You may also save up to $389,563 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,757 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.75%
Remaining term
26 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,521
Principal & interest
$2,220
Mortgage insurance
-
Property taxes
$428
Home insurance
$751
HOA fees
$121
Utilities
Not included

Source: Public records

Home details
Size
4,472 sqft
Lot size
0.437 acres
Year built
2000
Type
Single Family Residence
HOA dues
$121.00

Source: SABOR #1857957

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 03, 2025 09:51 am
Listing agent: Blain Johnson (210) 559-6658
Listing provided courtesy of: JB Goodwin, REALTORS (210) 581-9050
Details provided by SABOR and may not match the public record.
MLS ID: #1857957
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Everystate, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 San Antonio Board of REALTORS®. All Rights Reserved.
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$3,521
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