22348 Bartholdi Cir, Land O Lakes, FL 34639
4 beds · 5 baths · 4,024 sqft
MASSIVE PRICE REDUCTION!! METICULOUSLY KEPT SOLAR HEATED 4 BEDROOM 3 FULL BATH & 2 HALF BATH WITH A 3 CAR SIDE ENTRY GARAGE AND HEATED POOL & SEPARATE SPA HOME IN ALSACE! CRAFTSMAN STYLE HOME WITH GORGEOUS CURB APEAL ON AN OVERSIZED LOT WITH NATURAL POND VIEW LOCATED IN A RARE COZY 20 HOME BRICK-LINED STREET GATED COMMUNITY! WITH AN EXTENDED BRICK DRIVEWAY ENHANCING THE ENTRY TO THIS LOVELY HOME! A CUSTOM HOME WITH AN INVITING & IMPRESSIVE FOYER WITH SOARING CEILINGS & GRACEFUL STAIRCASE TO UPPER LEVEL! TO YOUR RIGHT IS THE FORMAL DINING ROOM WITH TRAY CEILINGS & BAYFRONT WINDOWS THEN JUST STEPS AWAY IS YOUR SEPARATE BREAKFAST ROOM FOR CASUAL DINING AND FRENCH DOORS TO THE 2ND FRONT EXTERIOR ENTRY! THIS ROOM HAS BUILT IN DESK FOR YOUR HOME OFFICE! INTERIOR LAUNDRY SUITE WITH FOLDING STATION & BUTLER SINK THEN TO YOUR MASSIVE 3 BAY OVERSIZED AIR CONDITIONED FINISHED GARAGE! AMAZING GOURMET KITCHEN WITH COMMERCIAL VIKING APPLIANCES FEATURING A SUB ZERO REFRIGERATOR & BUILT-IN CONVECTION OVEN; COMMERCIAL RANGE WITH GRIDDLE & GRILL & POT FILLER! 2 STAINLESS SINKS WITH 2 GARBAGE DISPOSALS; ISLAND; WALK-IN PANTRY! FABULOUS LIVING ROOM WITH CATHEDRAL CEILINGS & TRIPLE SLIDERS TO YOUR RESORT AREA AND 3 PATIOS (2 SCREENED) AS WELL AS SOLAR HEATED SALT WATER POOL & SEPARATE HEATED SPA! OUTDOOR KITCHEN WITH BAR, SINK & COOKING AREA! POOL ENJOYS EXTERIOR 1/2 BATH! BEAUTIFUL SUNNING PATIO & OUTDOOR GRILLING AREA AS WELL AS YOUR OWN PUTTING GREEN ALL OVERLOOKING THE SCENIC POND VIEW WITH MAXIMUM PRIVACY & STUNNING BIRDS THAT FREQUENTLY VISIT TO SHARE THE TRANQUILITY! ENORMOUS LOWER LEVEL MASTER SUITE WITH PRIVATE BATH INCLUDING THE JETTED GARDEN TUB; DUAL WOOD VANITIES WITH GRANITE & MAKE-UP AREA; SEPARATE WALK-IN SHOWER; 2 WALK IN CLOSETS & EXIT DOOR TO SCREENED PATIO/LANAI! ASCEND THE STAIRS TO THE HUGE OPEN LOFT! 2ND MASTER SUITE WITH IT'S OWN PRIVATE EN-SUITE BATH! 2 MORE SPACIOUS BEDROOMS WITH A JACK & JILL ADJOINING BATHROOM! CONVENIENT BUTLER'S PANTRY WITH REFRIGERATOR & MICROWAVE SO NO NEED TO GO DOWNSTAIRS FOR SNACKS OR BEVERAGES! 3 ZONE HVAC ONLY 3 YEARS OLD; AN OWNED & BURIED 250 GAL PROPANE TANK; SOLAR SYSTEM IS OWNED; WATER CONDITIONING SYSTEM OWNED; CENTRAL VAC SYSTEM; GENERAC GENERATOR; TANKLESS HOT WATER HEATER; ENTIRE HOME IS PREWIRED WITH CENTRAL AUDIO SYSTEM INCLUDING RESORT & POOL AREAS; STAIR LIFT; TINTED WINDOWS; PLANTATION SHUTTERS; BEAUTIFUL FLOORING; TASTEFUL LIGHTING & FANS THROUGHOUT! MODEST ELECTRIC BILLS AVERAGE $30-$40/ MONTHLY WITH THIS ENERGY EFFICIENT HOME! IF YOU'RE LOOKING FOR AN ENORMOUS HOME WITH OVER 4,000 SF ON NEARLY A HALF ACRE GENEROUS PRIVATE LOT IN A CONVENIENTLY LOCATED GATED COMMUNITY THIS IS THE SPECTACULARLY RARE OPPORTUNITY TO BUY THIS PROPERTY!
Source: STELLAR #t3523336
Source: STELLAR #t3523336
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3523336
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.